Osceola County property record for 1706 Charleston Ln, Saint Cloud, FL 34769
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 920 sqft · built 1986 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Aug 2026) |
| Tax Bill | $595 (2025) |
| Deeds & Mortgages | Aug 2026 Sale May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-30-0725-0001-4202 |
| Primary APN | 11-26-30-0725-0001-4202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 100 ft deep x 93 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 290 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Central |
|---|
| Street Address | 1706 CHARLESTON LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5008 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SMHA |
| Legal Description | SL & IC PB B PG 2 BEG AT SW COR OF LOT 42, N 463.5 FT TO POB; E 100 FT, N 93 FT, W 100 FT, S 93 FT TO POB AKA LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | S L & I C TOWN OF ST CLOUD |
| Legal Tract | 725 |
| Legal Block | 4202 |
| Legal Lot Number | 42 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 43303 |
Source: Osceola County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1706 CHARLESTON LN, SAINT CLOUD, FL 34769-5008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer TITLE GROUP, PRIMO TITLE GROUP |
| May 18, 2026 | Warranty Deed, Transfer SUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | May 18, 2026 · Amount on Record |
| Deed Document Number | 2026100850 |
| Deed Book / Page | 7013 / 2362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 3, 2026 |
| Property Address | 1706 CHARLESTON LN, SAINT CLOUD, FL 34769-5008 |
| Document Number | 0000100850 |
| Book / Page | 7013 / 2362 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026100850 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | TITLE GROUP, PRIMO TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $176,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1706 CHARLESTON LN, SAINT CLOUD, FL 34769-5008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 18, 2026 |
| Property Address | 1706 CHARLESTON LN, SAINT CLOUD, FL 34769-5008 |
| Document Number | 0000065385 |
| Book / Page | 6973 / 750 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.65385 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | SUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Tax | $98,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4654 HICKORY TREE LN, SAINT CLOUD, FL 34772-9004 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $595.00 (+2.94%) Homeowner's exemption | $76,161 (+5.99%) | $143,500 (+7.33%) Land $45,000 Building $98,500 |
| 2024 | $578.00 (+0.7%) | ||
| 2023 | $574.00 (+1.95%) Homeowner's exemption | $71,860 (+3%) | $133,700 (+26.49%) Land $35,000 Building $98,700 |
| 2022 | $563.00 Homeowner's exemption | $69,767 | $105,700 Land $35,000 Building $70,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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