Sumter County property record for 1706 Carrera Dr, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 1,972 sqft · built 1997 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Aug 2019) |
| Tax Bill | $862 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131823D13H062 |
| Primary APN | 131823D13H062 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,972 sqft Living Area |
|---|---|
| Gross Area | 2,972 sqft |
| 1st Floor Area | 1,972 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,280 sqft (0.167 acres) |
| Lot Dimensions | 80 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 280 sqft |
| Street Address | 1706 CARRERA DR |
|---|---|
| City | LADY LAKE |
| State | FL |
| Zip | 32159-8699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 62 THE VILLAGES OF SUMTER UNIT NO. 5 PLAT BOOK 4 PAGES 107 107B |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 62 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 910800 |
Source: Sumter County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1706 CARRERA DR, THE VILLAGES, FL 32159-8699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 17, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Aug 8, 2019 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Prior Sale | Dec 10, 2015 · Amount on Record |
| Deed Document Number | 201930645 |
| Deed Book / Page | 3608 / 324 |
| Prior Transfer Date | Dec 28, 2012 |
| Prior Transfer Doc | 0025440219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1706 CARRERA DR, THE VILLAGES, FL 32159-8699 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1706 CARRERA DR, THE VILLAGES, FL 32159-8699 |
| Document Number | 0043500386 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 4350/386 |
| Instrument | 202260047170 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1706 CARRERA DR, THE VILLAGES, FL 32159-8699 |
| Document Number | 0037900248 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1706 CARRERA DR LADY LAKE FL 321598699, LADY LAKE, FL 32159-8699 |
| Document Number | 0037900248 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 003790/000248 |
| Instrument | 60030152 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 8, 2019 |
| Property Address | 1706 CARRERA DR, THE VILLAGES, FL 32159-8699 |
| Document Number | 0036080324 |
| Book / Page | 003608 / 000324 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 60030645 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1706 CARRERA DR LADY LAKE FL 321598699, LADY LAKE, FL 32159-8699 |
| Document Number | 36080326 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 003608/000326 |
| Instrument | 60030646 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2049 |
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $862.00 Homeowner's exemption Veteran's exemption | $331,750 (+5.99%) | $374,970 (+0.16%) Land $43,680 Building $331,290 |
| 2024 | $862.00 (+44.15%) | ||
| 2023 | $598.00 (+0.17%) Additional exemption filed | $313,010 (+3%) | $374,380 (-7.46%) Land $29,120 Building $345,260 |
| 2022 | $597.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $303,900 | $404,540 Land $29,120 Building $375,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures