1706 Captiva Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 1706 Captiva Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,276 sqft · built 1991
Lot Size	0.356 acres (15,490 sqft)
Owner	2 Individual Names on File
Last Sale	$742,000 (Jan 2022)
Tax Bill	$11,907 (2025)
Deeds & Mortgages	Jan 2022 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-758-1509-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-1509-2`
Alternative APNs	`03-28-16-19688-003-0010` `281603196880030010` `162803196880030010` `R21105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	2,276 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,490 sqft (0.356 acres)
Lot Dimensions	158 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	222 sqft
Deck Area	584 sqft
Patio Area	584 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R21105
Street Address	1706 CAPTIVA DR
City	OLDSMAR
State	FL
Zip	34677-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	CROSS POINTE BLK 3, LOT 1
Legal Range	16E
Legal Township	28S
Legal Section	3
Legal Subdivision	CROSS POINTE
Legal Tract	19688
Legal Block	3
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1013
Census Tract	27325

Owner

1706 Captiva Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1706 CAPTIVA DR, OLDSMAR, FL 34677-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer KLEER TITLE LLC
Aug 27, 2020	Deed of Trust, Mortgage · VA Mortgage ALLIED MORTGAGE GROUP INC
Feb 23, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Apr 6, 2016 · Amount on File
Deed Document Number	20227453
Deed Book / Page	21883 / 565
Transfer Doc	1215000164
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 7, 2022
Property Address	1706 CAPTIVA DR, OLDSMAR, FL 34677-5220
Document Number	0218830565
Book / Page	21883 / 565
Map Reference	MB 106 PG 49-54
Instrument Date	Jan 3, 2022
Instrument	2022007453
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$5,194.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 N LOIS AVE UNIT 231, 1701, TAMPA, FL 33607-2381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 CAPTIVA DR, OLDSMAR, FL 34677-5220

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1706 CAPTIVA DR, OLDSMAR, FL 34677-5220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOHO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 CAPTIVA DR, OLDSMAR, FL 34677-5220

Mortgage

Document Number	0211392506
Date	Aug 27, 2020
Book Page	21139/2506
Instrument	2020255514

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	1706 CAPTIVA DR, OLDSMAR, FL 34677-5220
Document Number	0199862654
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 CAPTIVA DR OLDSMAR FL 346775220, OLDSMAR, FL 34677-5220

Mortgage

Document Number	0199862654
Date	Mar 26, 2018
Book Page	019986/002654
Instrument	91331

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1706 Captiva Dr was $11,907 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,907.00 (+5.47%) Homeowner's exemption	$693,992	$753,357 Land $170,344 Building $583,013
2024	$11,290.00 (+1.53%)
2023	$11,120.00 (+81.91%) Homeowner's exemption	$654,789 (+75.18%)	$720,818 (+26.25%) Land $243,342 Building $477,476
2022	$6,113.00 Homeowner's exemption	$373,786	$570,927 Land $214,865 Building $356,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1706 Captiva Dr in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1706 Captiva Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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