1705 W Davis Ave, McHenry, IL 60050 Property Records

McHenry County property record for 1705 W Davis Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,721 sqft · built 1944
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$1,278 (2024)
Deeds & Mortgages	Jun 2026 Re-recorded Document Apr 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`15-18-381-014`

Property Details

APN / Parcel Number

Primary APN	`15-18-381-014`
Alternative APN	`1518381003`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,721 sqft Living Area
1st Floor Area	1,721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Detached
Garage Area	770 sqft
Deck Area	354 sqft

Location & Zoning

Street Address	1705 W DAVIS AVE
City	MCHENRY
State	IL
Zip	60050-8136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 95R012647 LTS 3, 4 & 5 BLK 9 RIVERSIDE PARK SUB NO 2
Legal Subdivision	RIVERSIDE PARK SUB NO 2
Legal Block	9
Legal Lot Number	3,4,5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	2
Census Block	2001
Census Tract	870810

Owner

1705 W Davis Ave is owned by an individual who acquired it in February 1995.

Source: McHenry County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1706 LOWE AVE, WOODSTOCK, IL 60098
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
Apr 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 17, 1995
Record Updated	Oct 29, 2026

June 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Jun 18, 2026
Property Address	1705 W DAVIS AVE, MCHENRY, IL 60050-8136
Document Number	0000017239
Instrument Date	Jun 18, 2026
Instrument	202617239
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 10, 2026
Property Address	1705 W DAVIS AVE, MCHENRY, IL 60050-8136
Document Number	0000009636
Instrument Date	Apr 8, 2026
Instrument	20269636
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1705 W DAVIS AVE, MCHENRY, IL 60050-8136
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015824
Date	Mar 23, 2021
Instrument	2021R0015824

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Secondary School District	Community High School District 155 (09 - 12)
Elementary School District	Prairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,278.00	$63,908 Land $8,147 Building $55,761	$191,724 Land $24,441 Building $167,283
2022	Homeowner's exemption	$52,410 Land $6,681 Building $45,729	$157,230 Land $20,043 Building $137,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1705 W Davis Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	69 (1979–2026)
Claims Outside the SFHA	7 of 69
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims Severe Storms & Flooding, Aug 1993 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1705 W Davis Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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