1705 Union St, Fairmont, WV 26554 Property Records

Marion County property record for 1705 Union St, Fairmont, WV 26554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 2020
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Oct 2023)
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-8-0147.0004`

Property Details

APN / Parcel Number

Primary APN	`06-8-0147.0004`
Alternative APN	`24-06-8-0147.0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
1st Floor Area	1,487 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1705 UNION ST
City	FAIRMONT
State	WV
Zip	26554-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REV LOT 2 (0.35 AC) UNION ST (PLAT 1274-434)
Legal Lot Number	2
Jurisdiction	MARION WV
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2012
Census Tract	20700

Owner

Source: Marion County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1705 UNION ST, FAIRMONT, WV 26554-6344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Oct 19, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 22, 2021	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	202300015607
Deed Book / Page	1335 / 703
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	1705 UNION ST, FAIRMONT, WV 26554-6344
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PROMISE LN, FAIRMONT, WV 26554-5895

Mortgage

Document Number	001256/469
Date	Oct 5, 2020
Book Page	1256/469
Instrument	202000010555

Lender

Name	PREMIER BANK
Type	Bank
Address	BRIDGEPORT, WV 26330

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION WV
Recording Date	Oct 19, 2023
Property Address	1705 UNION ST, FAIRMONT, WV 26554-6344
Document Number	001335/703
Book / Page	1335 / 703
Map Reference	MB 1274 PG 434
Instrument Date	Oct 13, 2023
Instrument	202300015607
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300015608
Date	Oct 19, 2023
Instrument	202300015608

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION WV
Recording Date	Feb 22, 2021
Property Address	1705 UNION ST, FAIRMONT, WV 26554-6344
Document Number	001276/764
Book / Page	1276 / 764
Map Reference	MB 1274 PG 434
Instrument Date	Feb 16, 2021
Instrument	202100002056
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202100002057
Date	Feb 22, 2021
Instrument	202100002057

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Municipality	Fairmont City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,449.00 (+8.22%)	$164,160 (+7.72%) Land $19,800 Building $144,360	$273,600 (+7.72%) Land $33,000 Building $240,600
2023	$2,263.00 (+3.81%)	$152,400 (+4.01%) Land $19,800 Building $132,600	$254,000 (+4.01%) Land $33,000 Building $221,000
2022	$2,180.00	$146,520 Land $19,800 Building $126,720	$244,200 Land $33,000 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1990–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRMONT serves 30,586 people · EPA ID WV3302502
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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