1705 Sim Williams Rd, Monroe, NC 28112 Property Records

Union County property record for 1705 Sim Williams Rd, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,094 sqft · built 1975
Lot Size5.01 acres (218,236 sqft)
OwnerIndividual Name on Record
Tax Bill$1,255 (2025)
Deeds & MortgagesJun 2023 Transfer
Feb 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-030-015D

Property Details

APN / Parcel Number

Primary APN04-030-015D

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,094 sqft Living Area
Gross Area1,644 sqft
1st Floor Area1,094 sqft
Basement Area550 sqft
Finished Basement550 sqft
Unfinished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area218,236 sqft (5.01 acres)
Garage TypeDetached
Garage Area1,792 sqft
Parking Spaces6 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1705 SIM WILLIAMS RD
CityMONROE
StateNC
Zip28112-9136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal Description8736-0183 PLYLER LIFE ESTATE
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group2
Census Block2019
Census Tract20702

Owner

Source: Union County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1705 SIM WILLIAMS RD, MONROE, NC 28112-9136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Intrafamily Transfer, Transfer
Feb 2, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Dec 7, 2020Loan Modification, Mortgage · Conventional Mortgage
TRUIST BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 29, 2023
Transfer Doc0008736183
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateJun 29, 2023
Property Address1705 SIM WILLIAMS RD, MONROE, NC 28112-9136
Document Number0008736183
Book / Page8736 / 183
Instrument DateJun 29, 2023
Instrument15606
Transaction TypeTransfer
Record UpdatedJul 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1705 SIM WILLIAMS RD, MONROE, NC 28112-9136

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 SIM WILLIAMS RD, MONROE, NC 28112-9136

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1705 SIM WILLIAMS RD, MONROE, NC 28112-9136
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6870309
DateFeb 2, 2017
Book Page6870/309
Instrument0002993
Lender
NameSUNTRUST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionUNION NC
Property Address1705 SIM WILLIAMS RD, MONROE, NC 28112-9136
Document Number7936481
Instrument DateDec 7, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 SIM WILLIAMS RD MONROE NC 281129136, MONROE, NC 28112-9136

Mortgage

Document Number7936481
DateDec 29, 2020
Book Page007936/000481
Instrument54243
Lender
NameTRUIST BK
AddressDURHAM, NC 27701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,255.00 (-4.85%)$251,800 (+25.34%) Land $90,100 Building $161,700$251,800 (+25.34%) Land $90,100 Building $161,700
2023$1,319.00$200,900 (-) Land $37,800 Building $163,100$200,900 (-) Land $37,800 Building $163,100
2022$1,319.00$200,900 Land $37,800 Building $163,100$200,900 Land $37,800 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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