1705 Sells St, Monroe, NC 28110 Property Records

Union County property record for 1705 Sells St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 996 sqft · built 1997
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$79,799 (Mar 2012)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-264-020`

Property Details

APN / Parcel Number

Primary APN	`09-264-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Porch	Slab
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1705 SELLS ST
City	MONROE
State	NC
Zip	28110-2409
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#1 HEMBY SELLS ST
Legal Subdivision	ETHEL HEMBY
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3001
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1705 SELLS ST, MONROE, NC 28110-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 17, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2012 · Amount on Record
Deed Sale	Mar 19, 2012 · Amount on Record
Deed Document Number	20128002
Deed Book / Page	5701 / 686
Last Transfer Date	Jul 9, 2012
Transfer Doc	5774300
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1705 SELLS ST, MONROE, NC 28110-2409
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 SELLS ST, MONROE, NC 28110-2409

Mortgage

Document Number	0008605629
Date	Nov 9, 2022
Book Page	8605/629
Instrument	37782

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1705 SELLS ST, MONROE, NC 28110-2409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 SELLS ST, MONROE, NC 28110-2409

Mortgage

Document Number	7924602
Date	Dec 17, 2020
Book Page	7924/602
Instrument	52671

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 (-) Land $50,400 Building $173,000	$223,400 (-) Land $50,400 Building $173,000
2025	$1,952.00 (+30.48%)	$223,400 (+62.83%) Land $50,400 Building $173,000	$223,400 (+62.83%) Land $50,400 Building $173,000
2023	$1,496.00	$137,200 Land $13,100 Building $124,100	$137,200 Land $13,100 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Ripple Fiber, Utah Broadband.

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