1705 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 1705 S Main St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1935
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2026)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2025 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1011-302-08-009.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-08-009.000`
Alternative APN	`570000208940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	359 sqft
Patio Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1705 S MAIN ST
City	FINDLAY
State	OH
Zip	45840-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLAWN ADD LOT 98
Legal Subdivision	FAIRLAWN ADD
Legal Lot Number	98
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1015
Census Tract	1100

Owner

1705 S Main St is owned and occupied by an individual who bought it in January 2026.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 12, 2010	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 8, 2009	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 11, 2013	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 2, 2018	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 26, 2007	Special Warranty Deed, Transfer FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	2026283
Deed Book / Page	2625 / 5413
Prior Transfer Date	Jul 31, 2006
Prior Transfer Doc	2301/1444
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02594/4858
Date	May 24, 2022
Book Page	2594/4858
Instrument	202200004968

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Mar 1, 2042

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 S MAIN ST, FINDLAY, OH 45840-1322

Mortgage

Document Number	02623/2963
Date	Oct 15, 2025
Book Page	2623/2963
Instrument	202500008596

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	7 Months
Due	May 1, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002374/647
Date	Mar 12, 2010
Book Page	2374/647
Instrument	201000002150

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2025

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02355/1477
Date	Apr 8, 2009
Book Page	2355/1477
Instrument	200900003543

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02445/1230
Date	Jul 11, 2013
Book Page	2445/1230
Instrument	201300007428

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 14, 2026
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Document Number	02625/5413
Book / Page	2625 / 5413
Instrument Date	Jan 9, 2026
Instrument	202600000283
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 S MAIN ST, FINDLAY, OH 45840-1322

Mortgage

Document Number	202600000284
Date	Jan 14, 2026
Instrument	202600000284

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 2, 2018
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Document Number	2547/2060
Book / Page	2547 / 2060
Instrument Date	Oct 30, 2018
Instrument	201800009161
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WHITMAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1705 S MAIN ST, FINDLAY, OH 45840-1322

Mortgage

Document Number	201800009162
Date	Nov 2, 2018
Instrument	201800009162

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

March 2007: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 26, 2007
Property Address	1705 S MAIN ST, FINDLAY, OH 45840-1322
Document Number	2315/35
Book / Page	2315 / 35
Instrument Date	Mar 6, 2007
Instrument	200700002995
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WHITMAN TITLE SECURITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11613 TOWNSHIP ROAD 108, FINDLAY, OH 45840-8710

Mortgage

Document Number	200700002996
Date	Mar 26, 2007
Instrument	200700002996

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

Mortgage

Document Number	002316/340
Date	Apr 11, 2007
Book Page	2316/340
Instrument	200700003712

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	359 Months
Due	Mar 21, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1705 S Main St was $1,998 with a homeowner's exemption, up 16% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,998.00 (+16.03%)	$63,510 (+30.95%) Land $6,880 Building $56,630	$181,440 Land $19,650 Building $161,790
2024	$1,722.00 (-0.17%) Homeowner's exemption	$48,500 (-) Land $5,250 Building $43,250
2023	$1,725.00 Homeowner's exemption	$48,500 Land $5,250 Building $43,250
2022			$138,570 Land $15,000 Building $123,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1705 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1705 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

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