1705 Ridge Rd, Dickson, TN 37055 Property Records

Dickson County property record for 1705 Ridge Rd, Dickson, TN 37055

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,480 sqft · built 1976
Lot Size	0.952 acres (41,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022074 02601`

Property Details

APN / Parcel Number

Primary APN	`022074 02601`
Alternative APN	`074 02601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,480 sqft (0.952 acres)
Lot Dimensions	340 ft deep x 122 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1705 RIDGE RD
City	DICKSON
State	TN
Zip	37055-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H01
Jurisdiction	DICKSON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1025
Census Tract	60202

Owner

Source: Dickson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1705 RIDGE RD, DICKSON, TN 37055-5728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Aug 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 1996
Deed Sale	Feb 20, 1996
Deed Document Number	0000420246
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1705 RIDGE RD, DICKSON, TN 37055-5728
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0V15412962
Date	Jun 16, 2022
Book Page	V1541/2962
Instrument	343458

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1705 RIDGE RD, DICKSON, TN 37055-5728
Document Number	V1430420
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 RIDGE RD DICKSON TN 370555728, DICKSON, TN 37055-5728

Mortgage

Document Number	V1430420
Date	Mar 30, 2020
Book Page	001430/000420
Instrument	310964

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Mar 29, 2059

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1705 RIDGE RD, DICKSON, TN 37055-5728
Document Number	V1348984
Instrument Date	Aug 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1705 RIDGE RD DICKSON TN 370555728, DICKSON, TN 37055-5728

Mortgage

Document Number	V1348984
Date	Aug 20, 2018
Book Page	001348/000984
Instrument	291106

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00	$65,575 Land $11,200 Building $54,375
2024			$262,300 Land $44,800 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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