1705 Rancho Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 1705 Rancho Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,261 sqft · built 2003
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2016)
Tax Bill	$3,524 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-009-048-000`

Property Details

APN / Parcel Number

Primary APN	`040-009-048-000`
Alternative APNs	`0400948000` `0400948`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,261 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	1705 RANCHO DR
City	CERES
State	CA
Zip	95307-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACIENDA ESTATES (40M67) BLK 6300 LOT 11
Legal Subdivision	HACIENDA ESTATES
Legal Block	6300
Legal Lot Number	11
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3000
Census Tract	2604

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1705 RANCHO DR, CERES, CA 95307-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2016 · Amount on Record
Deed Sale	Sep 27, 2016 · Amount on Record
Prior Sale	Jul 3, 2008 · Amount on Record
Deed Document Number	201674426
Last Transfer Date	Nov 19, 2019
Transfer Doc	0000083141
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1705 RANCHO DR, CERES, CA 95307-4412
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	OLD REPUBLIC TITLE COMPANY/OR, OLD REPUBLIC TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 RANCHO DR, CERES, CA 95307-4412

Mortgage

Document Number	0000064433
Date	Dec 29, 2025
Instrument	2025-0064433

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1705 RANCHO DR, CERES, CA 95307-4412
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 RANCHO DR, CERES, CA 95307-4412

Mortgage

Document Number	0000009382
Date	Jan 29, 2021
Instrument	2021-0009382

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 25, 2019
Property Address	1705 RANCHO DR, CERES, CA 95307-4412
Document Number	0000083141
Map Reference	VOL 40 PG 67
Instrument Date	Nov 19, 2019
Instrument	2019-0083141
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 RANCHO DR, CERES, CA 95307-4412

Mortgage

Document Number	0000083142
Date	Nov 25, 2019
Instrument	2019-0083142

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,524.00 (+0.31%) Homeowner's exemption	$278,185 (+2%) Land $103,464 Building $174,721
2025	$3,513.00 (+9.37%) Homeowner's exemption	$272,732 (+4.04%) Land $101,436 Building $171,296
2023	$3,212.00 (+1.26%) Homeowner's exemption	$262,145 Land $97,499 Building $164,646
2022	$3,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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