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1705 Polk St, Chillicothe, MO 64601 Property Records

Livingston County property record for 1705 Polk St, Chillicothe, MO 64601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,346 sqft · built 1963
Lot Size0.551 acres (24,002 sqft)
OwnerIndividual Name on File
Last Sale$249,900 (Oct 2024)
Tax Bill$2,296 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07.00-35-1-04-10.00

Property Details

APN / Parcel Number

Primary APN06-07.00-35-1-04-10.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,346 sqft Living Area
Basement Area1,173 sqft
Finished Basement1,173 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,002 sqft (0.551 acres)
Lot Dimensions240 ft deep x 100 ft wide
Garage TypeAttached
Garage Area465 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area114 sqft
Deck Area240 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1705 POLK ST
CityCHILLICOTHE
StateMO
Zip64601-1839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 35 TOWNSHIP 58 RANGE 24 LEGAL A PART OF NE14 OF SEC 35-58-2 4 BEG 16.5 N & 230 3 HE SW COR OF NE14 35-58-24 E
Legal Range24
Legal Township58
Legal Section35
JurisdictionLIVINGSTON MO
Township / Civil DivisionCHILLICOTHE
Census Block Group3
Census Block3017
Census Tract480300

Owner

1705 Polk St is owned and occupied by an individual who bought it in October 2024.

Source: Livingston County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address1705 POLK ST, CHILLICOTHE, MO 64601-1839
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 2, 2018Warranty Deed, Transfer · Conventional Mortgage
TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on File
Deed SaleOct 23, 2024 · Amount on File
Prior SaleJul 2, 2018 · Amount on File
Deed Document Number20241709
Deed Book / Page758 / 130
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MO
Recording DateMay 7, 2026
Property Address1705 POLK ST, CHILLICOTHE, MO 64601-1839
Document Number0000000760
Book / Page773 / 684
Instrument DateMay 1, 2026
Instrument2026760
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 POLK ST, CHILLICOTHE, MO 64601-1839

Mortgage

Document Number0000000760,
DateMay 7, 2026
Book Page773/684
Instrument2026760
Lender
NameNEWREZ LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MO
Property Address1705 POLK ST, CHILLICOTHE, MO 64601-1839
Transaction TypeMortgage
Record UpdatedDec 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 POLK ST, CHILLICOTHE, MO 64601-1839

Mortgage

Document Number727/919
DateNov 9, 2021
Book Page727/919
Instrument20214698
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term145 Months
DueDec 1, 2033

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLIVINGSTON MO
Recording DateJul 2, 2018
Property Address1705 POLK ST, CHILLICOTHE, MO 64601-1839
Document Number000691/135
Book / Page691 / 135
Instrument DateJun 27, 2018
Instrument20181181
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanySTATON ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 POLK ST, CHILLICOTHE, MO 64601-1839

Mortgage

Document Number691/137
DateJul 2, 2018
Book Page691/137
Instrument20181182
Lender
NameTRUSTED FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1705 Polk St was $2,296, up 17.4% from the year before.

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLivingston County
County SubdivisionChillicothe Township
MunicipalityChillicothe City
Unified School DistrictChillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,296.00 (+17.44%)$32,340 (+20.13%) Land $3,470 Building $28,870$170,160 Land $18,240 Building $151,920
2024$1,955.00$26,920 (-) Land $3,470 Building $23,450
2023$26,920 Land $3,470 Building $23,450$141,640 Land $18,240 Building $123,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1705 Polk St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Most Recent ClaimMay 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1705 Polk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHILLICOTHE MUNICIPAL UTILITIES PWS
serves 10,187 people · EPA ID MO2010162
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable		1,000 / 1,000

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