Polk County property record for 1705 John Smith Rd, Columbus, NC 28722
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,740 sqft · built 2019 |
| Lot Size | 7.91 acres (344,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Nov 2016) |
| Tax Bill | $4,012 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P110-78 |
| Primary APN | P110-78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,740 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 344,865 sqft (7.91 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 54561 |
|---|---|
| Street Address | 1705 JOHN SMITH RD |
| City | COLUMBUS |
| State | NC |
| Zip | 28722-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.917 ACRE, 600 600 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920103 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1705 JOHN SMITH RD, COLUMBUS, NC 28722-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jun 7, 2019 | Deed of Trust, Mortgage · ARM ENTEGRA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on Record |
| Deed Sale | Nov 21, 2016 · Amount on Record |
| Deed Book / Page | 423 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1705 JOHN SMITH RD, COLUMBUS, NC 28722-4504 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000461/756 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 461/756 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1705 JOHN SMITH RD, COLUMBUS, NC 28722-4504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 441/190 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 441/190 |
| Name | ENTEGRA BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | May 1, 2027 |
| Index | Other |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,012.00 | $755,124 (-) Land $150,963 Building $604,161 | $755,124 (-) Land $150,963 Building $604,161 |
| 2025 | $4,012.00 (+14.01%) | $755,124 (+36.93%) Land $150,963 Building $604,161 | $755,124 (+36.93%) Land $150,963 Building $604,161 |
| 2023 | $3,519.00 | $551,467 Land $106,670 Building $444,797 | |
| 2021 | $551,467 Land $106,670 Building $444,797 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Skyrunner Fixed Wireless | 25 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Windstream.
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