1705 Holborn Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1705 Holborn Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,203 sqft · built 2019
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Mar 2019)
Tax Bill	$13,725 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`210-310-580-000`

Property Details

APN / Parcel Number

Primary APN	`210-310-580-000`
Alternative APN	`210-310-58`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,203 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	643 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	210-310-58
Street Address	1705 HOLBORN DR
City	LATHROP
State	CA
Zip	95330-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVER ISLANDS VILLAGE M P
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1094
Census Tract	5214

Owner

1705 Holborn Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1705 HOLBORN DR, LATHROP, CA 95330-9247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 26, 2020	Deed of Trust, Mortgage LADERA LNDG
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MTG
Mar 9, 2020	Loan Modification, Mortgage · Conventional Mortgage TCF NAT'L BK
Mar 28, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Deed Document Number	201930523
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000160362
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 23, 2021
Property Address	1705 HOLBORN DR, LATHROP, CA 95330-9247
Document Number	0000160362
Map Reference	MB 43 PG 4
Instrument Date	Sep 15, 2021
Instrument	2021-160362
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1705 HOLBORN DR, LATHROP, CA 95330-9247

Mortgage

Document Number	0000160363
Date	Sep 23, 2021
Instrument	2021-160363

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1705 HOLBORN DR, LATHROP, CA 95330-9247
Document Number	0000003748
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	UNISOURCE TITLE INSURANCE-IRVINE, UNISOURCE TITLE INS-IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1705 HOLBORN DR LATHROP CA 953309247, LATHROP, CA 95330-9247

Mortgage

Document Number	0000003748
Date	Jan 8, 2021
Instrument	3748

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1705 HOLBORN DR, LATHROP, CA 95330-9247
Document Number	0000039181
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1705 HOLBORN DR LATHROP CA 953309247, LATHROP, CA 95330-9247

Mortgage

Document Number	0000039181
Date	Mar 30, 2020
Instrument	39181

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	1705 HOLBORN DR, LATHROP, CA 95330-9247
Document Number	0000039179
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 HOLBORN DR LATHROP CA 953309247, LATHROP, CA 95330-9247

Mortgage

Document Number	0000039179
Date	Mar 30, 2020
Instrument	39179

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 28, 2019
Property Address	1705 HOLBORN DR, LATHROP, CA 95330-9247
Document Number	0000030523
Instrument Date	Mar 5, 2019
Instrument	30523
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1705 HOLBORN DR LATHROP CA 953309247, LATHROP, CA 95330-9247

Mortgage

Document Number	30524
Date	Mar 28, 2019
Instrument	30524

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Mortgage

Document Number	30525,
Date	Mar 28, 2019
Instrument	30525

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1705 Holborn Dr was $13,725, down 0.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,725.00 (-0.87%)
2025	$13,846.00	$713,926 Land $133,860 Building $580,066
2023	$13,272.00 (+1.9%)	$686,206 Land $128,663 Building $557,543	$777,690
2022	$13,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1705 Holborn Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1705 Holborn Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband.

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