1705 Harmony Ln, Temperance, MI 48182 Property Records

Monroe County property record for 1705 Harmony Ln, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Nov 2017)
Tax Bill	$16 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-135-009-00`

Property Details

APN / Parcel Number

Primary APN	`02-135-009-00`

Exterior

Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1705 HARMONY LN
City	TEMPERANCE
State	MI
Zip	48182-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDFORD ESTATES LOT 9
Legal Subdivision	BEDFORD ESTATES
Legal Lot Number	9
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3011
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERFORD BANK NA
Aug 17, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Dec 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 13, 2017	Deed, Transfer EXECUTIVE TITLE
May 30, 2017	Warranty Deed, Transfer EXECUTIVE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	201722653
Last Transfer Date	Dec 10, 2019
Transfer Doc	0000021590
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420

Mortgage

Document Number	0000001444
Date	Jan 31, 2023
Instrument	2023R01444

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420

Mortgage

Document Number	2021R21069
Date	Aug 10, 2021
Instrument	2021R21069

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011370
Date	Jun 27, 2018
Instrument	2018R11370

Lender

Name	WATERFORD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420

Mortgage

Document Number	0000016459
Date	Aug 17, 2020
Instrument	2020R16459

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Dec 10, 2019
Property Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Document Number	0000021590
Instrument Date	Dec 10, 2019
Instrument	21590
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1705 HARMONY LN TEMPERANCE MI 481829420, TEMPERANCE, MI 48182-9420

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Nov 13, 2017
Property Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Document Number	2017R22653
Map Reference	LB 10 PG 21
Instrument Date	Nov 9, 2017
Instrument	2017R22653
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Tax	$344.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9035 SECOR RD, 9035, TEMPERANCE, MI 48182-9430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8030 MICHELLE LN, LAMBERTVILLE, MI 48144-9581

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 30, 2017
Property Address	1705 HARMONY LN, TEMPERANCE, MI 48182-9420
Document Number	0000011600
Instrument Date	May 25, 2017
Instrument	11600
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9035 SECOR RD TEMPERANCE MI 481829430, TEMPERANCE, MI 48182-9430

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,900 Land $184,900	$369,800 Land $369,800
2025	$16.00 (+77.78%) Homeowner's exemption
2023	$9.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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