1705 Fraser Dr, Normal, IL 61761 Property Records

McLean County property record for 1705 Fraser Dr, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,328 sqft · built 2003
Lot Size0.206 acres (8,969 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Dec 2023)
Tax Bill$8,942 (2024)
Deeds & MortgagesDec 2023 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-15-378-023

Property Details

APN / Parcel Number

Primary APN14-15-378-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,328 sqft Living Area
1st Floor Area1,108 sqft
Basement Area1,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,969 sqft (0.206 acres)
Lot Dimensions115 ft deep x 78 ft wide
Garage Area465 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1705 FRASER DR
CityNORMAL
StateIL
Zip61761-5644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionWINTERGREEN SUB LT 8
Legal Range02E
Legal Township24N
Legal Section15
Legal SubdivisionWINTERGREEN SUB
Legal Lot Number8
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group1
Census Block1007
Census Tract109

Owner

Source: McLean County records · APN 14-15-378-023

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1321 BEACON HILL CT, NORMAL, IL 61761-5414
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Oct 15, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Sep 18, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Deed Document Number202316918
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateDec 12, 2023
Property Address1705 FRASER DR, NORMAL, IL 61761-5644
Document Number202300016918
Map ReferenceDOC 2002-0029539
Instrument DateDec 01, 2023
Instrument2023-00016918
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1705 FRASER DR, NORMAL, IL 61761-5644

Mortgage

Document Number202300016919
DateDec 12, 2023
Instrument2023-00016919
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2034
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.8%
Max Rate11.8%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1705 FRASER DR, NORMAL, IL 61761-5644
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 FRASER DR, NORMAL, IL 61761-5644

Mortgage

Document Number202000021700
DateOct 15, 2020
Instrument2020-00021700
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term254 Months
DueDec 01, 2041

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1705 FRASER DR, NORMAL, IL 61761-5644
Transaction TypeMortgage
Record UpdatedNov 08, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 FRASER DR, NORMAL, IL 61761-5644

Mortgage

Document Number202000018983
DateSep 18, 2020
Instrument2020-00018983
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term255 Months
DueDec 01, 2041

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$126,756 (+23.68%) Land $24,776 Building $101,980$380,268 (+23.68%) Land $74,328 Building $305,940
2024$8,942.00 (+8.28%)
2023$8,258.00 (+6.17%)$102,489 (+10.69%) Land $20,327 Building $82,162$307,467 (+10.69%) Land $60,981 Building $246,486
2022$7,778.00$92,591 Land $18,364 Building $74,227$277,773 Land $55,092 Building $222,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Benton Ridge Telephone Company
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 335 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORMAL
serves 52,736 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Fraser Dr

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