1705 Emerson St, Beloit, WI 53511 Property Records

Rock County property record for 1705 Emerson St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 1926
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$424,500 (Oct 2025)
Tax Bill	$6,766 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`206 13620720`

Property Details

APN / Parcel Number

Primary APN	`206 13620720`
Alternative APN	`13620720`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	13,286 sqft (0.305 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 13620720
Street Address	1705 EMERSON ST
City	BELOIT
State	WI
Zip	53511-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPL LAND COM 216.22 FT E OF SE CORNER L 1 SHEPARDS SUB, TH NLY 214.64 FT, TH ELY 63.95 FT, TH SLY 214.0 FT, TH WLY 61.95 FT
Legal Subdivision	SHEPARDS SUB
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1032
Census Tract	1900

Owner

1705 Emerson St is owned and occupied by an individual who bought it in October 2025.

Source: Rock County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1705 EMERSON ST, BELOIT, WI 53511-5607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 1, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Deed Document Number	20252295295
Prior Transfer Date	Jun 4, 2019
Prior Transfer Doc	0002130578
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Oct 16, 2025
Property Address	1705 EMERSON ST, BELOIT, WI 53511-5607
Document Number	0002295295
Instrument Date	Oct 15, 2025
Instrument	2295295
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,273.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 EMERSON ST, BELOIT, WI 53511-5607

Mortgage

Document Number	0002295296
Date	Oct 16, 2025
Instrument	2295296

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Jul 1, 2019
Property Address	1705 EMERSON ST, BELOIT, WI 53511-5607
Document Number	0002130578
Instrument Date	Jun 4, 2019
Instrument	2130578
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 PLEASANT ST APT 120, 120, BELOIT, WI 53511-6264

Tax Assessment & Valuation

The 2025 property tax bill for 1705 Emerson St was $6,766 with a homeowner's exemption, up 34.6% from the year before.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,766.00 (+34.62%) Homeowner's exemption	$416,100 (-) Land $17,200 Building $398,900	$457,000 (+3.65%)
2024	$5,026.00 (+2.97%) Homeowner's exemption	$416,100 (+32.31%) Land $17,200 Building $398,900	$440,900 (+23.26%)
2023	$4,881.00 Homeowner's exemption	$314,500 Land $17,100 Building $297,400	$357,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1705 Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1705 Emerson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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