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1705 Elm St, Henderson, TX 75652 Property Records

Rusk County property record for 1705 Elm St, Henderson, TX 75652

Property Summary

Property TypeSingle Family Home
Details1,092 sqft · built 1983
Lot Size0.349 acres (15,194 sqft)
OwnerIndividual Name on Record
Last Sale$113,300 (Feb 2020)
Tax Bill$2,398 (2026)
Deeds & MortgagesMar 2017 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02704-00740-00000-000000

Property Details

APN / Parcel Number

Primary APN02704-00740-00000-000000
Alternative APN
  • 38685

Interior

Stories1 Story
Building Area1,092 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area15,194 sqft (0.349 acres)
Lot Dimensions101 ft deep x 50 ft wide
Garage Area240 sqft
PorchPorch
Porch Area12 sqft

Location & Zoning

Account Number02704-00740-00000-000000
Street Address1705 ELM ST
CityHENDERSON
StateTX
Zip75652-6253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 BLK 1317 SPRING CREEK VILLAGE PHASE II
Legal SubdivisionSPRING CREEK VILLAGE
Legal Block1317
Legal Lot Number18
JurisdictionRUSK TX
Township / Civil DivisionHENDERSON
Census Block Group2
Census Block2011
Census Tract950800

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1705 ELM ST, HENDERSON, TX 75652-6253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2017Deed of Trust, Mortgage
HENDERSON FSB
Feb 28, 2020Vendor's Lien, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleMar 3, 2017 · Amount on Record
Deed Document Number2020206592
Deed Book / Page3689 / 26
Prior Transfer DateFeb 27, 2020
Prior Transfer Doc3689/26
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK TX
Property Address1705 ELM ST, HENDERSON, TX 75652-6253
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3493/249
DateMar 3, 2017
Book Page3493/249
Instrument173480
Lender
NameHENDERSON FSB
TypeBank
AddressHENDERSON, TX 75652
Agreement
AmountAmount Recorded

February 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionRUSK TX
Recording DateFeb 28, 2020
Property Address1705 ELM ST, HENDERSON, TX 75652-6253
Document Number3689/26
Book / Page3689 / 26
Map ReferenceVOL 1292 PG 838
Instrument DateFeb 27, 2020
Instrument206592
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 GREGORY MERZ, HENDERSON, TX 75652

Mortgage

Document Number206593
DateFeb 28, 2020
Instrument206593
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHenderson City
CountyRusk County
Unified School DistrictHenderson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,398.00 (+153.49%) Homeowner's exemption$126,130 (-) Land $30,000 Building $96,130$126,130 (-) Land $30,000 Building $96,130
2025$946.00 (-29.61%) Homeowner's exemption$126,130 (+9.65%) Land $30,000 Building $96,130$126,130 (+9.65%) Land $30,000 Building $96,130
2023$115,030 Land $12,500 Building $102,530$115,030 Land $12,500 Building $102,530
2022$1,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSON
serves 14,666 people · EPA ID TX2010001
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Sparklight
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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