1705 Eagle Bay Dr, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 1705 Eagle Bay Dr, Ossining, NY 10562

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,080 sqft · built 1982
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Aug 2008)
Tax Bill	$6,109 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`554203 89.06-1-9.1705`

Property Details

APN / Parcel Number

Primary APN	`554203 89.06-1-9.1705`
Alternative APN	`55420300109 001 017 0005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Wood
Lot Area	436 sqft (0.01 acres)
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1705 EAGLE BAY DR
City	OSSINING
State	NY
Zip	10562-2360
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	EAGLE BAY CONDOMINIUM
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	3
Census Block	3014
Census Tract	13600

Owner

1705 Eagle Bay Dr, a condominium, is owned and occupied by two individuals who bought it in August 2008.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1705 EAGLE BAY DR, OSSINING, NY 10562-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2008 · Amount on File
Deed Sale	Aug 14, 2008 · Amount on File
Deed Document Number	2008482240087
Record Updated	Oct 29, 2026

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 6, 2022
Property Address	1705 EAGLE BAY DR, OSSINING, NY 10562-2360
Document Number	0620833533
Map Reference	LB 7798 PG 449
Instrument Date	Mar 30, 2022
Instrument	620833533
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 SOUTHGATE RD APT 32, 1, MIDDLETOWN, NY 10940-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 EAGLE BAY DR, OSSINING, NY 10562-2360

Mortgage

Document Number	0620903298
Date	Apr 6, 2022
Instrument	620903298

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 1705 Eagle Bay Dr was $6,109, up 14.2% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,109.00 (+14.23%)
2025	$5,348.00	$191,200 (+2.08%) Land $50,600 Building $140,600	$191,200 (+2.08%) Land $50,600 Building $140,600
2024	Additional exemption filed	$187,300 (+3.25%) Land $50,600 Building $136,700	$187,300 (+3.25%) Land $50,600 Building $136,700
2023		$181,400 Land $50,600 Building $130,800	$181,400 Land $50,600 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1705 Eagle Bay Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1978–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1705 Eagle Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35