1705 E Springhill Rd, Warsaw, IN 46580 Property Records

Kosciusko County property record for 1705 E Springhill Rd, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,545 sqft · built 1960
Lot Size	0.49 acres (21,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,107 (May 2026)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Dec 2008 Line of Credit Dec 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-723004-19`

Property Details

APN / Parcel Number

Primary APN	`004-723004-19`
Alternative APNs	`43-11-04-300-162.000-032` `00000010770` `0472300419`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,545 sqft Living Area
1st Floor Area	2,545 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,340 sqft (0.49 acres)
Lot Dimensions	194 ft deep x 110 ft wide
Terrain	High
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000010770
Street Address	1705 E SPRINGHILL RD
City	WARSAW
State	IN
Zip	46580-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	4-15-24 LOT 11 LESS W 10' SPRING HILL ACRES
Legal Range	6
Legal Township	32
Legal Section	4
Legal Subdivision	SPRING HILL ACRES
Legal Lot Number	11
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3025
Census Tract	962000

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2008	Deed of Trust, Mortgage · Line of Credit MUTUAL BANK FSB
Dec 16, 2008	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK FSB
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	202650933
Record Updated	Oct 29, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008120564
Date	Dec 16, 2008
Instrument	2008120564

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008120563
Date	Dec 16, 2008
Instrument	2008120563

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2039

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Recording Date	May 29, 2026
Property Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Document Number	0000051038
Instrument Date	May 22, 2026
Instrument	202651038
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805

Mortgage

Document Number	0000051038,
Date	May 29, 2026
Instrument	202651038

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 27, 2026
Property Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Document Number	0000050933
Instrument Date	May 22, 2026
Instrument	202650933
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805

Mortgage

Document Number	0000050934,
Date	May 27, 2026
Instrument	202650934

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 27, 2026
Property Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Document Number	2026050933
Instrument Date	May 22, 2026
Instrument	202650933
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NORTH TITLE, NEAR NORTH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805

Mortgage

Document Number	0000050934,
Date	May 27, 2026
Instrument	202650934

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 14, 2019
Property Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Document Number	2019110502
Map Reference	MB 4 PG 112
Instrument Date	Nov 8, 2019
Instrument	2019110502
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 E SPRINGHILL RD, WARSAW, IN 46580-1805
Investor	Possibly a Property Investor

Mortgage

Document Number	2019110503
Date	Nov 14, 2019
Instrument	2019110503

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,755.00 (+7.07%) Homeowner's exemption	$296,200 (+18.96%) Land $39,300 Building $256,900	$296,200 (+18.96%) Land $39,300 Building $256,900
2024	$2,573.00 (-4.74%) Homeowner's exemption	$249,000 (+4.49%) Land $28,100 Building $220,900	$249,000 (+4.49%) Land $28,100 Building $220,900
2023	$2,701.00 (+4.73%)	$238,300 (+1.84%) Land $28,100 Building $210,200	$238,300 (+1.84%) Land $28,100 Building $210,200
2022	$2,579.00 Homeowner's exemption	$234,000 Land $28,100 Building $205,900	$234,000 Land $28,100 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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