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1705 E McKinley St, Hernando, FL 34442 Property Records

Citrus County property record for 1705 E McKinley St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,688 sqft Living Area
Lot Size41,845 sqft (0.96 acres)
OccupancyOwner Occupied
Last Sale$133,000 (2015)
Tax Bill$2,194.00 (2025)

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00080-032.0
Alternative APNs
  • 1818S19E0100000800320
  • 1964377

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,688 sqft Living Area
1st Floor1,690 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area41,845 sqft (0.96 acres)
Depth X Width418 ft x 100 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage Area506 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
FenceFence
Patio Area420 sqft Patio
PorchEnclosed Porch
Porch Area126 sqft Porch
Pole Structure1,200 sqft Pole Structure
Utility Building128 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1964377
Old Parcel Number1818S19E0100000800320
Street Address1705 E MCKINLEY ST
CityHERNANDO
StateFL
Zip34442-4590
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS PB 8 PG 5 LOT 32 BLK 8
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block8
Legal Lot Number32
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2018
Census Tract450104

Owner

Source: Citrus County records · APN 19E-18S-18-0100-00080-032.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1705 E MCKINLEY ST, HERNANDO, FL 34442-4590
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2015 · Amount on Record
Deed SaleJul 01, 2015 · Amount on Record
Prior SaleMay 21, 2014 · Amount on Record
Deed Doc Number2015031263
Deed Book / Page2699 / 0101
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1705 E MCKINLEY ST, HERNANDO, FL 34442-4590
Transaction TypeMortgage
Record UpdatedJul 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 E MCKINLEY ST, HERNANDO, FL 34442-4590

Mortgage

Document Number0033870429
DateJun 14, 2023
Book Page3387/429
Instrument2023034819
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1705 E MCKINLEY ST, HERNANDO, FL 34442-4590
Document Number0029900995
Instrument DateJun 28, 2019
Transaction TypeMortgage
Record UpdatedAug 07, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1705 E MCKINLEY ST HERNANDO FL 344424590, HERNANDO, FL 34442-4590

Mortgage

Document Number0029900995
DateJul 16, 2019
Book Page002990/000995
Instrument36609
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 15, 2039

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,194.00 (+5.38%) Homeowner's exemption Additional exemption filed$280,607 (-3.34%) Land $27,500 Building $253,107$280,607 (-3.34%) Land $27,500 Building $253,107
2024$2,082.00 (+2.71%) Homeowner's exemption Additional exemption filed$290,297 (+0.37%) Land $26,500 Building $263,797$290,297 (+0.37%) Land $26,500 Building $263,797
2023$2,027.00 (+8.28%) Homeowner's exemption Additional exemption filed$289,224 (+31.44%) Land $24,000 Building $265,224$289,224 (+31.44%) Land $24,000 Building $265,224
2022$1,872.00 Homeowner's exemption Additional exemption filed$220,036 Land $18,000 Building $202,036$220,036 Land $18,000 Building $202,036

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 862 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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