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1705 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1705 E 14th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,737 sqft · built 1935
Lot Size0.159 acres (6,935 sqft)
OwnerIndividual Name on Record
Last Sale$122,600 (Jan 2015)
Tax Bill$749 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN146O R 025

Property Details

APN / Parcel Number

Primary APN146O R 025
Alternative APN
  • 0000077439

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,737 sqft Living Area

Exterior

Year BuiltBuilt 1935
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,935 sqft (0.159 acres)
Lot Dimensions138 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077439
Street Address1705 E 14TH ST
CityCHATTANOOGA
StateTN
Zip37404-4330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 14 BLK 10 MONTAGUES ADDN NO 4 PB 8 PG 25
Legal SubdivisionMONTAGUES ADDN NO 4
Legal Block10
Legal Lot Number14
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2035
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1705 E 14TH ST, CHATTANOOGA, TN 37404-4330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 20, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2015 · Amount on Record
Deed SaleJan 8, 2015 · Amount on Record
Prior SaleJun 5, 2012 · Amount on Record
Deed Document Number2015010800091
Deed Book / Page10376 / 950
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1705 E 14TH ST, CHATTANOOGA, TN 37404-4330
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 E 14TH ST, CHATTANOOGA, TN 37404-4330

Mortgage

Document Number0000000123
DateJan 18, 2023
Book Page13191/85
Instrument2023011800123
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1705 E 14TH ST, CHATTANOOGA, TN 37404-4330
Document Number0728000250
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 E 24TH ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

Mortgage

Document Number0728000250
DateJul 28, 2020
Book Page012091/000641
Instrument200728000250
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueJul 27, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$749.00 (-12.7%)$49,475 (+29.01%)$197,900 (+29.01%) Land $70,000 Building $127,900
2024$858.00$38,350 (-)$153,400 (-) Land $40,000 Building $113,400
2023$858.00$38,350 (-)$153,400 (-) Land $40,000 Building $113,400
2022$858.00$38,350$153,400 Land $40,000 Building $113,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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