1705 Charles Ct, Wheeling, IL 60090 Property Records

Cook County property record for 1705 Charles Ct, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,988 sqft · built 2001
Lot Size	0.203 acres (8,827 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Oct 2021)
Tax Bill	$15,519 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-109-011`

Property Details

APN / Parcel Number

Primary APN	`03-23-109-011`
Alternative APN	`03-23-109-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,827 sqft (0.203 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1705 CHARLES CT
City	WHEELING
State	IL
Zip	60090-6774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NW4 SEC23 NE4 S23 T42N R11E 3P
Legal Range	11E
Legal Township	42N
Legal Section	23
Legal Subdivision	AVALON-SIENNA 06D
Legal Lot Number	147
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	5
Census Block	5002
Census Tract	802605

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1705 CHARLES CT, WHEELING, IL 60090-6774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	202122024
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 4, 2021
Property Address	1705 CHARLES CT, WHEELING, IL 60090-6774
Document Number	0027722024
Instrument Date	Aug 5, 2021
Instrument	2127722024
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1705 CHARLES CT, WHEELING, IL 60090-6774

Mortgage

Document Number	0027722025
Date	Oct 4, 2021
Instrument	2127722025

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1705 CHARLES CT, WHEELING, IL 60090-6774
Document Number	2029020095
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 CHARLES CT WHEELING IL 600906774, WHEELING, IL 60090-6774

Mortgage

Document Number	2029020095
Date	Oct 16, 2020
Instrument	29020095

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Oct 15, 2059

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,000 (+36.96%) Land $11,475 Building $51,525	$630,000 (+36.96%) Land $114,750 Building $515,250
2023	$15,519.00 (+4.88%)
2022	$14,797.00 Homeowner's exemption	$45,999 Land $13,240 Building $32,759	$459,990 Land $132,400 Building $327,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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