1705 Binnacle Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1705 Binnacle Rd, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 993 sqft · built 1960
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (May 2025)
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`13-00208-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`13-00208-0000-00014`
Alternative APNs	`130020800014` `00017413`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	993 sqft Living Area
1st Floor Area	993 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00017413
Street Address	1705 BINNACLE RD
City	FORKED RIVER
State	NJ
Zip	08731-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	50 X 100
Legal Subdivision	BINNACLE ROAD
Legal Block	208
Legal Lot Number	14
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1003
Census Tract	732104

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1705 BINNACLE RD, FORKED RIVER, NJ 08731-5023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONAL INTEGRITY LLC, NATIONAL INTEGRITY
Sep 6, 2022	Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 9, 2022	Deed, Transfer CROSS BRIDGE TITLE LLC
Apr 14, 2017	Deed of Trust, Mortgage FINANCE OF AMERICA COM'L LLC
May 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	Sep 6, 2022 · Amount on Record
Deed Document Number	202534576
Deed Book / Page	20005 / 63
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Jun 4, 2026
Property Address	1705 BINNACLE RD, FORKED RIVER, NJ 08731-5023
Document Number	0000044061
Book / Page	20394 / 1022
Instrument Date	May 27, 2026
Instrument	202644061
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONAL INTEGRITY LLC, NATIONAL INTEGRITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 BINNACLE RD, FORKED RIVER, NJ 08731-5023

Mortgage

Document Number	0000044061,
Date	Jun 4, 2026
Book Page	20394/1022
Instrument	202644061

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 6, 2022
Property Address	1705 BINNACLE RD, FORKED RIVER, NJ 08731-5023
Document Number	0191560607
Book / Page	19156 / 607
Instrument Date	Aug 31, 2022
Instrument	2022096979
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	CROSS BRIDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1271, LAKEWOOD, NJ 08701-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1094, JACKSON, NJ 08527-1094
Investor	Possibly a Property Investor

Mortgage

Document Number	2022096980
Date	Sep 6, 2022
Instrument	2022096980

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Mar 1, 2024

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 9, 2022
Property Address	1705 BINNACLE RD, FORKED RIVER, NJ 08731-5023
Document Number	0189021584
Book / Page	18902 / 1584
Instrument Date	Feb 1, 2022
Instrument	2022017394
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CROSS BRIDGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 2ND ST # ST1, 209, LAKEWOOD, NJ 08701-3326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1271, LAKEWOOD, NJ 08701-1009

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1705 BINNACLE RD, FORKED RIVER, NJ 08731-5023
Document Number	0167350630
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 2ND ST #1 LAKEWOOD NJ 087013326, 1, LAKEWOOD, NJ 08701-3326

Mortgage

Document Number	0167350630
Date	May 11, 2017
Book Page	016735/000630
Instrument	47988

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28209

Agreement

Amount	Amount Recorded

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	May 5, 2017
Property Address	1705 BINNACLE RD, FORKED RIVER, NJ 08731-5023
Document Number	0167291094
Book / Page	016729 / 001094
Instrument Date	Apr 6, 2017
Instrument	46084
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 2ND ST #1 LAKEWOOD NJ 087013326, 1, LAKEWOOD, NJ 08701-3326

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,100 (+42.17%) Land $56,000 Building $130,100	$186,100 (+42.17%) Land $56,000 Building $130,100
2025	$3,580.00 (+7.93%)	$130,900 (-) Land $56,000 Building $74,900	$130,900 (-) Land $56,000 Building $74,900
2024	$3,317.00 (+11.99%)
2023		$130,900 (-) Land $56,000 Building $74,900	$130,900 (-) Land $56,000 Building $74,900
2022	$2,962.00	$130,900 Land $56,000 Building $74,900	$130,900 Land $56,000 Building $74,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 337 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	337 in force
Nearby Flood Claims	652 (1978–2022)
Claims Outside the SFHA	5 of 652
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 303 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 77 claims Coastal Storms & Flooding, Apr 1984 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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