1705 7th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1705 7th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,581 sqft · built 2020
Lot Size0.238 acres (10,400 sqft)
OwnerIndividual Name on Record
Last Sale$1,135,000 (Nov 2023)
Tax Bill$15,332 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN10157.3235-9

Property Details

APN / Parcel Number

Primary APN10157.3235-9
Alternative APN
  • 3418181015732359

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,581 sqft Living Area
Gross Area3,618 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialClay Tile
Lot Area10,400 sqft (0.238 acres)
TerrainLow
Garage TypeAttached
Garage Area755 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3418181015732359
Street Address1705 7TH ST E
CityPALMETTO
StateFL
Zip34221-6653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePL_PD-MU
Legal DescriptionLOT 47 SANCTUARY COVE; TOG W/ THE RIGHT TO USE BOAT SLIP 3 CENTRAL MARINA PER ASSIGN OF BOAT SLIP REC IN INST#202041070816.
Legal Range18E
Legal Township34S
Legal Section18
Legal SubdivisionSANCTUARY COVE
Legal Tract1015700
Legal Block1043
Legal Lot Number47
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1027
Census Tract1904

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1705 7TH ST E, PALMETTO, FL 34221-6653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Warranty Deed, Transfer · Conventional Mortgage
BMO BANK NA
Mar 23, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
EAGLE HM MTG
Sep 21, 2017Grant Deed, Transfer
FLORIDA TITLE, FLORIDA TITLE AND GUARANTY COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2023 · Amount on Record
Deed SaleNov 7, 2023 · Amount on Record
Prior SaleMar 23, 2020 · Amount on Record
Deed Document Number202341119019
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 7, 2023
Property Address1705 7TH ST E, PALMETTO, FL 34221-6653
Document Number0041119019
Map ReferenceMB 54 PG 71-95
Instrument DateNov 6, 2023
Instrument202341119019
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,945.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12847 24TH STREET CIR E, PARRISH, FL 34219-6944

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1705 7TH ST E, PALMETTO, FL 34221-6653

Mortgage

Document Number0041119020
DateNov 7, 2023
Instrument202341119020
Lender
NameBMO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateDec 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12.1%
Max Rate12.1%

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMANATEE FL
Recording DateMar 23, 2020
Property Address1705 7TH ST E, PALMETTO, FL 34221-6653
Document Number0041030611
Instrument DateMar 11, 2020
Instrument41030611
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 24, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,579.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1705 7TH ST E PALMETTO FL 342216653, PALMETTO, FL 34221-6653

Mortgage

Document Number41030612
DateMar 23, 2020
Instrument41030612
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 22, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMANATEE FL
Recording DateSep 21, 2017
Property Address1705 7TH ST E, PALMETTO, FL 34221-6653
Document Number0026933138
Book / Page002693 / 003138
Instrument DateSep 18, 2017
Instrument41089643
Transaction TypeTransfer
Record UpdatedOct 13, 2017
Title CompanyFLORIDA TITLE, FLORIDA TITLE AND GUARANTY COMPANY

Transaction

AmountAmount Recorded
Tax$32,054.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24301 WALDEN CENTER DR BONITA SPRINGS FL 341344965, BONITA SPRINGS, FL 34134-4965
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$726,827 (+54.65%) Land $130,050 Building $596,777$726,827 (+15.6%) Land $130,050 Building $596,777
2024$15,332.00 (+65.14%)
2023$9,284.00 (+2.46%) Homeowner's exemption$469,969 (+3%)$628,745 (+8.73%) Land $91,800 Building $536,945
2022$9,061.00 Homeowner's exemption$456,281$578,280 Land $90,000 Building $488,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 157 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims124 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Oct 2024 · 72 claims
  • Hurricane Idalia, Aug 2023 · 6 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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