1705 5th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1705 5th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,581 sqft · built 2021
Lot Size0.347 acres (15,158 sqft)
OwnerIndividual Name on File
Last Sale$1,305,000 (May 2023)
Tax Bill$10,394 (2024)
Deeds & MortgagesAug 2023 Line of Credit
May 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN10157.3110-9

Property Details

APN / Parcel Number

Primary APN10157.3110-9
Alternative APN
  • 3418181015731109

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,581 sqft Living Area
Gross Area3,618 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialClay Tile
Lot Area15,158 sqft (0.347 acres)
TerrainLow
Garage TypeAttached
Garage Area755 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3418181015731109
Street Address1705 5TH ST E
CityPALMETTO
StateFL
Zip34221-2440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePL_PD-MU
Legal DescriptionLOT 22 SANCTUARY COVE PI#10157.3110/9
Legal Range18E
Legal Township34S
Legal Section18
Legal SubdivisionSANCTUARY COVE
Legal Tract1015700
Legal Block1043
Legal Lot Number22
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1022
Census Tract1904

Owner

1705 5th St E is owned and occupied by an individual who bought it in May 2023.

Source: Manatee County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1705 5TH ST E, PALMETTO, FL 34221-2440
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 17, 2023Warranty Deed, Transfer
RIDGE TITLE AGENCY LLC, IDEAL TITLE AGENCY LLC
Apr 8, 2022Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 13, 2021Special Warranty Deed, Transfer · VA Mortgage
LENNAR MORTGAGE LLC
Sep 21, 2020Grant Deed, Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2023 · Amount on File
Deed SaleMay 17, 2023 · Amount on File
Prior SaleMay 13, 2021 · Amount on File
Deed Document Number202341052524
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address1705 5TH ST E, PALMETTO, FL 34221-2440
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 5TH ST E, PALMETTO, FL 34221-2440

Mortgage

Document Number0041088063
DateAug 16, 2023
Instrument202341088063
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 7, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMay 17, 2023
Property Address1705 5TH ST E, PALMETTO, FL 34221-2440
Document Number0041052524
Map ReferenceMB 54 PG 71
Instrument DateMay 8, 2023
Instrument202341052524
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyRIDGE TITLE AGENCY LLC, IDEAL TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$9,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1002 WINDMILL GROVE CIR, ORLANDO, FL 32828-7238

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 5TH ST E, PALMETTO, FL 34221-2440

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address1705 5TH ST E, PALMETTO, FL 34221-2440
Transaction TypeMortgage
Record UpdatedFeb 2, 2023
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 5TH ST E, PALMETTO, FL 34221-2440

Mortgage

Document Number0041048104
DateApr 8, 2022
Instrument202241048104
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateMay 13, 2021
Property Address1705 5TH ST E, PALMETTO, FL 34221-2440
Document Number0041063578
Map ReferenceMB 54 PG 71
Instrument DateMay 12, 2021
Instrument202141063578
Transaction TypeTransfer
Record UpdatedFeb 2, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,655.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 5TH ST E, PALMETTO, FL 34221-2440

Mortgage

Document Number0041063579
DateMay 13, 2021
Instrument202141063579
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMANATEE FL
Recording DateSep 21, 2020
Property Address1705 5TH ST E, PALMETTO, FL 34221-2440
Document Number0041099971
Instrument DateSep 18, 2020
Instrument41099971
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
Tax$32,108.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24301 WALDEN CENTER DR BONITA SPRINGS FL 341344965, BONITA SPRINGS, FL 34134-4965
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$552,036$787,989 Land $276,250 Building $511,739
2024$10,394.00 (-29.74%)
2023$14,794.00 (+5.91%)$717,382 (+6.99%) Land $229,500 Building $487,882$717,382 (+6.99%) Land $229,500 Building $487,882
2022$13,968.00$670,491 Land $225,000 Building $445,491$670,491 Land $225,000 Building $445,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1705 5th St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 157 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims124 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Oct 2024 · 72 claims
  • Hurricane Idalia, Aug 2023 · 6 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1705 5th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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