San Diego County property record for 17045 Arena Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,301 sqft · built 2001 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,500 (Mar 2001) |
| Tax Bill | $5,409 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 287-121-49-00 |
| Primary APN | 287-121-49-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,301 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 17045 ARENA WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-5936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S88 |
| Legal Description | LOT 180 TR 013817 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 013817 |
| Legal Block | 3 |
| Legal Lot Number | 180 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20810 |
17045 Arena Way is owned and occupied by two individuals who acquired it in June 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17045 ARENA WAY, RAMONA, CA 92065-5936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2001 · Amount on File |
| Deed Sale | Mar 20, 2001 · Amount on File |
| Deed Document Number | 2001162151 |
| Last Transfer Date | Jun 14, 2018 |
| Transfer Doc | 0000251292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 20, 2018 |
| Property Address | 17045 ARENA WAY, RAMONA, CA 92065-5936 |
| Document Number | 0000251292 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 251292 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17045 ARENA WAY RAMONA CA 920655936, RAMONA, CA 92065-5936 |
| Document Number | 251293 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 251293 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2048 |
The 2025 property tax bill for 17045 Arena Way was $5,409 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $431,069 (+2%) Land $138,314 Building $292,755 | |
| 2025 | $5,409.00 Homeowner's exemption | $422,617 Land $135,602 Building $287,015 |
| 2023 | $5,033.00 (-2.4%) Homeowner's exemption | $406,209 Land $130,338 Building $275,871 |
| 2022 | $5,157.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 17045 Arena Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17045 Arena Way is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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