1704 Willard Way, Severn, MD 21144 Property Records

Anne Arundel County property record for 1704 Willard Way, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,380 sqft · built 2020
Lot Size0.117 acres (5,110 sqft)
Owner2 Individual Names on File
Last Sale$538,573 (Mar 2020)
Tax Bill$7,257 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-125-90236844

Property Details

APN / Parcel Number

Primary APN04-125-90236844
Alternative APN
  • 12590236844

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,380 sqft Living Area
Gross Area3,780 sqft
1st Floor Area1,124 sqft
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,110 sqft (0.117 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number12590236844
Street Address1704 WILLARD WAY
CitySEVERN
StateMD
Zip21144-6832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLOT 75 BOYERS RIDGE
Legal SubdivisionBOYERS RIDGE
Legal Block2
Legal Lot Number75
JurisdictionANNE ARUNDEL MD
Township / Civil Division1
Census Block Group2
Census Block2017
Census Tract740103

Owner

1704 Willard Way is owned and occupied by two individuals who bought it in March 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1704 WILLARD WAY, SEVERN, MD 21144-6832
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BNC NATIONAL BANK
Mar 16, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2020 · Amount on File
Deed SaleMar 16, 2020 · Amount on File
Deed Book / Page34319 / 319
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1704 WILLARD WAY, SEVERN, MD 21144-6832
Transaction TypeMortgage
Record UpdatedAug 16, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1704 WILLARD WAY, SEVERN, MD 21144-6832

Mortgage

Document Number0361500434
DateFeb 16, 2021
Book Page36150/434
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 16, 2020
Property Address1704 WILLARD WAY, SEVERN, MD 21144-6832
Document Number0343190319
Book / Page34319 / 319
Map ReferenceMB 319PG9-23PL16485
Instrument DateJan 29, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyRESIDENTIAL T&E CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,732.17
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1704 WILLARD WAY, SEVERN, MD 21144-6832

Mortgage

Document Number3431327
DateMar 16, 2020
Instrument3431/327
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Willard Way was $7,257.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$636,800$673,800 Land $157,400 Building $516,400
2025$7,257.00
2023$6,186.00$566,500$618,300 Land $141,900 Building $476,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Willard Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1979–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Willard Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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