1704 Westchester Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1704 Westchester Dr, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,810 sqft · built 1995
Lot Size	0.207 acres (9,018 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Mar 2018)
Tax Bill	$8,631 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02890058`

Property Details

APN / Parcel Number

Primary APN	`13-02890058`
Alternative APN	`02890058`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,810 sqft Living Area
Gross Area	4,130 sqft
1st Floor Area	1,500 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,018 sqft (0.207 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Deck Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02890058
Street Address	1704 WESTCHESTER DR
City	SILVER SPRING
State	MD
Zip	20902-3567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	MARKWOOD
Legal Subdivision	WALLACES SUB
Legal Block	4
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3014
Census Tract	703209

Owner

1704 Westchester Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1704 WESTCHESTER DR, SILVER SPRING, MD 20902-3567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 13, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY ASSET CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on File
Deed Sale	Mar 13, 2018 · Amount on File
Prior Sale	Jun 11, 2001 · Amount on File
Deed Book / Page	55757 / 201
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1704 WESTCHESTER DR, SILVER SPRING, MD 20902-3567
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0599910068
Date	Jul 7, 2020
Book Page	59991/68

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 13, 2018
Property Address	1704 WESTCHESTER DR, SILVER SPRING, MD 20902-3567
Document Number	0557570201
Book / Page	055757 / 000201
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 WESTCHESTER DR SILVER SPRING MD 209023567, SILVER SPRING, MD 20902-3567

Mortgage

Document Number	557570208
Date	Mar 13, 2018
Book Page	055757/000208

Lender

Name	FAIRWAY ASSET CORP
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Westchester Dr was $8,631.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$781,033 (+5.72%)	$865,500 (+17.15%) Land $207,000 Building $658,500
2025	$8,631.00	$738,800 Land $207,000 Building $531,800	$738,800 Land $207,000 Building $531,800
2023		$664,067	$738,800 Land $207,000 Building $531,800
2022	$6,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Westchester Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Westchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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