Lorain County property record for 1704 Wallace Ln, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,116 sqft · built 1953 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Dec 1997) |
| Tax Bill | $3,161 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-022-102-010 |
| Primary APN | 02-02-022-102-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 2,116 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 333 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 306 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1704 WALLACE LN |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALLACE SUB 1 FRNT 0100.00 DPTH 999.57 |
| Legal Subdivision | WALLACE SUB 1 FRNT |
| Legal Tract | 2 |
| Legal Block | 102 |
| Legal Lot Number | 26 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 22601 |
1704 Wallace Ln is owned and occupied by two individuals who bought it in December 1997.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1704 WALLACE LN, LORAIN, OH 44053-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 1997 · Amount on File |
| Deed Sale | Dec 17, 1997 · Amount on File |
| Prior Sale | May 31, 1995 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1704 WALLACE LN, LORAIN, OH 44053-1216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1704 WALLACE LN, LORAIN, OH 44053-1216 |
| Document Number | 0000853068 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021-0853068 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1704 WALLACE LN, LORAIN, OH 44053-1216 |
| Document Number | 0000750608 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1704 WALLACE LN LORAIN OH 440531216, LORAIN, OH 44053-1216 |
| Document Number | 0000750608 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 750608 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 25, 2035 |
The 2025 property tax bill for 1704 Wallace Ln was $3,161.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,161.00 | $82,680 (+%) Land $30,010 Building $52,670 | $236,220 (-) Land $85,730 Building $150,490 |
| 2024 | $3,161.00 (+9.68%) | $82,678 (+47.76%) Land $30,006 Building $52,672 | $236,220 (+47.76%) Land $85,730 Building $150,490 |
| 2023 | $2,882.00 (+0.91%) | $55,955 (-0.01%) Land $19,170 Building $36,785 | $159,870 Land $54,770 Building $105,100 |
| 2022 | $2,856.00 | $55,960 Land $19,170 Building $36,790 | |
| 2021 | $159,870 Land $54,770 Building $105,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1704 Wallace Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–1997) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 1997 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1704 Wallace Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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