1704 Vanderlyn St, Monroe, NC 28112 Property Records

Union County property record for 1704 Vanderlyn St, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,852 sqft · built 2024
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Dec 2024)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-321-889`

Property Details

APN / Parcel Number

Primary APN	`09-321-889`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,852 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Lot Area	9,627 sqft (0.221 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1704 VANDERLYN ST
City	MONROE
State	NC
Zip	28112-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#75 SECREST COMMONS PH2 OPCR496-499
Legal Subdivision	SECREST COMMONS PHASE 2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3004
Census Tract	20501

Owner

1704 Vanderlyn St is owned and occupied by an individual who bought it in December 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1704 VANDERLYN ST, MONROE, NC 28112-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 20, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Mar 7, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Deed Document Number	202430688
Deed Book / Page	9035 / 301
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1704 VANDERLYN ST, MONROE, NC 28112-9632
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 VANDERLYN ST, MONROE, NC 28112-9632

Mortgage

Document Number	0009236493
Date	Nov 3, 2025
Book Page	9236/493
Instrument	28855

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Oct 1, 2065

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 20, 2024
Property Address	1704 VANDERLYN ST, MONROE, NC 28112-9632
Document Number	0009035301
Book / Page	9035 / 301
Map Reference	CAB R FILE 469-499
Instrument Date	Dec 20, 2024
Instrument	30688
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	DHI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 VANDERLYN ST, MONROE, NC 28112-9632

Mortgage

Document Number	0000030689
Date	Dec 20, 2024
Instrument	30689

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 7, 2024
Property Address	1704 VANDERLYN ST, MONROE, NC 28112-9632
Document Number	0000886592
Book / Page	8865 / 92
Map Reference	CAB R FILE 496-499
Instrument Date	Mar 6, 2024
Instrument	4980
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$5,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Vanderlyn St was $3,797.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,400 (-) Land $81,600 Building $352,800	$434,400 (-) Land $81,600 Building $352,800
2025	$3,797.00	$434,400 Land $81,600 Building $352,800	$434,400 Land $81,600 Building $352,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Vanderlyn St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Vanderlyn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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