1704 Thomas Dr, Clearwater, FL 33759 Property Records

Pinellas County property record for 1704 Thomas Dr, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1969
Lot Size	0.193 acres (8,394 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2019)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-5822-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-5822-7`
Alternative APNs	`05-29-16-94356-005-0020` `291605943560050020` `162905943560050020` `R46992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,530 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,394 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	101 sqft
Deck Area	454 sqft
Patio Area	454 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R46992
Street Address	1704 THOMAS DR
City	CLEARWATER
State	FL
Zip	33759-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VIRGINIA GROVE TERRACE 2ND ADD BLK 5, LOT 2
Legal Range	16E
Legal Township	29S
Legal Section	5
Legal Subdivision	VIRGINIA GROVE
Legal Tract	94356
Legal Block	5
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1082
Census Tract	26804

Owner

1704 Thomas Dr is owned and occupied by an individual who bought it in March 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2019	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Jul 12, 2013 · Amount on File
Deed Document Number	201993203
Deed Book / Page	20475 / 1983
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923

Mortgage

Document Number	0227420356
Date	Mar 22, 2024
Book Page	22742/356
Instrument	2024071956

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923

Mortgage

Document Number	0212832204
Date	Dec 4, 2020
Book Page	21283/2204
Instrument	2020364500

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Apr 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923

Mortgage

Document Number	0218761584
Date	Jan 4, 2022
Book Page	21876/1584
Instrument	2022002190

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 27, 2019
Property Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923
Document Number	0204751983
Book / Page	20475 / 1983
Map Reference	MB 37 PG 73
Instrument Date	Mar 21, 2019
Instrument	2019093203
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	PARAMOUNT TITLE II

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10271 52ND AVE N, 10271, SAINT PETERSBURG, FL 33708-3407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923

Mortgage

Document Number	2019093204
Date	Mar 27, 2019
Instrument	2019093204

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1704 THOMAS DR, CLEARWATER, FL 33759-1923
Document Number	0195570751
Book / Page	019557 / 000751
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1704 THOMAS DR CLEARWATER FL 337591923, CLEARWATER, FL 33759-1923

Mortgage

Document Number	0195570751
Date	Mar 17, 2017
Book Page	019557/000751
Instrument	84336

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Thomas Dr was $3,359 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00 Homeowner's exemption	$215,970	$262,939 Land $112,576 Building $150,363
2023	$3,112.00 (+3.22%) Homeowner's exemption	$203,770 (+3%)	$265,382 (+9.36%) Land $147,098 Building $118,284
2022	$3,015.00 Homeowner's exemption	$197,835	$242,660 Land $152,047 Building $90,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Thomas Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1704 Thomas Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on Thomas Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures