1704 Selmser Ave, Cloquet, MN 55720 Property Records

Carlton County property record for 1704 Selmser Ave, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.141 acres (6,145 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jun 2017)
Tax Bill	$3,640 (2026)
Deeds & Mortgages	May 2021 Refinance Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-405-0040`

Property Details

APN / Parcel Number

Primary APN	`06-405-0040`
Alternative APN	`4690`

Exterior

Lot Area	6,145 sqft (0.141 acres)

Location & Zoning

Account Number	4690
Street Address	1704 SELMSER AVE
City	CLOQUET
State	MN
Zip	55720-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50 FT CITY OF CLOQUET WIKINGS PLAT
Legal Subdivision	WIKINGS PLAT
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	3
Census Block	3004
Census Tract	70100

Owner

1704 Selmser Ave is owned and occupied by an individual who bought it in June 2017.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1704 SELMSER AVE, CLOQUET, MN 55720-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WOODLAND BANK
Jun 26, 2017	Warranty Deed, Transfer · Conventional Mortgage WOODLANDS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Deed Document Number	2017474737
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1704 SELMSER AVE, CLOQUET, MN 55720-2213
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000498880
Date	May 5, 2021
Instrument	A000498880

Lender

Name	WOODLAND BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 26, 2017
Property Address	1704 SELMSER AVE, CLOQUET, MN 55720-2213
Document Number	A000474737
Instrument Date	Jun 23, 2017
Instrument	A000474737
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CARLTON COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1704 SELMSER AVE, CLOQUET, MN 55720-2213

Mortgage

Document Number	A000474738
Date	Jun 26, 2017
Instrument	A000474738

Lender

Name	WOODLANDS NATIONAL BANK
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1704 Selmser Ave was $3,640 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,640.00 Homeowner's exemption
2025		$235,600 (+3.93%) Land $16,100 Building $219,500	$235,600 (+3.93%) Land $16,100 Building $219,500
2024	$3,428.00 Homeowner's exemption	$226,700 (+3.75%) Land $16,100 Building $210,600	$226,700 (+3.75%) Land $16,100 Building $210,600
2023	$3,428.00 Homeowner's exemption	$218,500 (-) Land $16,100 Building $202,400	$218,500 (-) Land $16,100 Building $202,400
2022		$218,500 Land $16,100 Building $202,400	$218,500 Land $16,100 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Selmser Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Selmser Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber.

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