1704 Ronzheimer Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 1704 Ronzheimer Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,470 sqft · built 1985
Lot Size	0.158 acres (6,879 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Aug 2017)
Tax Bill	$7,561 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-35-255-018`

Property Details

APN / Parcel Number

Primary APN	`09-35-255-018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Basement Area	735 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,879 sqft (0.158 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1704 RONZHEIMER AVE
City	SAINT CHARLES
State	IL
Zip	60174-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 089-CAMBRIDGE
Legal Subdivision	CAMBRIDGE
Legal Block	3
Legal Lot Number	114
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3001
Census Tract	852002

Owner

1704 Ronzheimer Ave is owned and occupied by two individuals who bought it in August 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1704 RONZHEIMER AVE, SAINT CHARLES, IL 60174-4582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	Jul 29, 2013 · Amount on File
Deed Document Number	201740041
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 2, 2017
Property Address	1704 RONZHEIMER AVE, ST CHARLES, IL 60174-4582
Document Number	0000040041
Instrument Date	Jul 27, 2017
Instrument	40041
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	SNP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 RONZHEIMER AVE ST CHARLES IL 601744582, ST CHARLES, IL 60174-4582

Mortgage

Document Number	40042
Date	Aug 2, 2017
Instrument	40042

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567-3930

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Ronzheimer Ave was $7,561 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,561.00 Homeowner's exemption Senior Citizen's exemption	$123,808 (+8.53%) Land $36,375 Building $87,433	$371,573 (+8.53%) Land $109,169 Building $262,404
2024		$114,077 Land $33,516 Building $80,561	$342,368 Land $100,588 Building $241,780
2022	$7,217.00 (+4.2%) Homeowner's exemption	$95,395 (+4.91%) Land $33,203 Building $62,192	$286,185 (+4.91%) Land $99,609 Building $186,576
2021	$6,926.00 Homeowner's exemption	$90,930 Land $31,649 Building $59,281	$272,790 Land $94,947 Building $177,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1704 Ronzheimer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Ronzheimer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20