Craven County property record for 1704 River Dr, New Bern, NC 28560
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.26 acres (11,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Aug 2025) |
| Tax Bill | $2,133 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8-016-122 |
| Primary APN | 8-016-122 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,317 sqft (0.26 acres) |
|---|
| Account Number | 138737 |
|---|---|
| Street Address | 1704 RIVER DR |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3039 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | NR8 |
| Legal Description | 1704 RIVER DR 2 & PT 3 NATIONAL HEIGHTS |
| Legal Subdivision | NATIONAL HEIGHTS |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960800 |
1704 River Dr, residential vacant land, is owned by two individuals who bought it in August 2025.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 HAWTHORNE RD, TRENT WOODS, NC 28562-6710 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 7, 2025 | Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 29, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Jan 6, 2025 · Amount on File |
| Deed Document Number | 202510144252 |
| Deed Book / Page | 3847 / 507 |
| Prior Transfer Date | Nov 28, 2017 |
| Prior Transfer Doc | 03520/1604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 1704 RIVER DR, NEW BERN, NC 28560-3039 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4505 WEDGEWOOD DR, TRENT WOODS, NC 28562 |
| Document Number | 03872/1037 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 3872/1037 |
| Instrument | 10153489 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 11757, COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.22% |
| Max Rate At Change | 8.22% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 7, 2025 |
| Property Address | 1704 RIVER DR, NEW BERN, NC 28560-3039 |
| Document Number | 003847/507 |
| Book / Page | 3847 / 507 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 10144252 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 HAWTHORNE RD, TRENT WOODS, NC 28562-6710 |
| Document Number | 0000020510 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 20-/510 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Nov 29, 2017 |
| Property Address | 1704 RIVER DR, NEW BERN, NC 28560-3039 |
| Document Number | 3520/1604 |
| Book / Page | 3520 / 1604 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 10015829 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1706 RIVER DR, NEW BERN, NC 28560-3039 |
The 2026 property tax bill for 1704 River Dr was $2,133, up 3.6% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,133.00 (+3.59%) | $246,750 (-) Land $246,750 | $246,750 (-) Land $246,750 |
| 2025 | $2,059.00 | $246,750 Land $246,750 | $246,750 Land $246,750 |
| 2023 | $2,035.00 (+74.38%) | $246,750 (+120.31%) Land $246,750 | $246,750 Land $246,750 |
| 2022 | $1,167.00 | $112,000 Land $112,000 | |
| 2018 | $112,000 Land $112,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1704 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 146 (1982–2024) |
| Claims Outside the SFHA | 20 of 146 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1704 River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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