1704 River Dr, New Bern, NC 28560 Property Records

Craven County property record for 1704 River Dr, New Bern, NC 28560

Property Summary

Property TypeResidential Vacant Land
Lot Size0.26 acres (11,317 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Aug 2025)
Tax Bill$2,133 (2026)
Deeds & MortgagesMar 2026 Mortgage
Aug 2025 Sale & Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN8-016-122

Property Details

APN / Parcel Number

Primary APN8-016-122
Alternative APNs
  • 118312
  • 138737

Exterior

Lot Area11,317 sqft (0.26 acres)

Location & Zoning

Account Number138737
Street Address1704 RIVER DR
CityNEW BERN
StateNC
Zip28560-3039
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeNR8
Legal Description1704 RIVER DR 2 & PT 3 NATIONAL HEIGHTS
Legal SubdivisionNATIONAL HEIGHTS
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group2
Census Block2002
Census Tract960800

Owner

1704 River Dr, residential vacant land, is owned by two individuals who bought it in August 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address410 HAWTHORNE RD, TRENT WOODS, NC 28562-6710
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Aug 7, 2025Warranty Deed, Transfer · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Nov 29, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2025 · Amount on File
Deed SaleAug 7, 2025 · Amount on File
Prior SaleJan 6, 2025 · Amount on File
Deed Document Number202510144252
Deed Book / Page3847 / 507
Prior Transfer DateNov 28, 2017
Prior Transfer Doc03520/1604
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address1704 RIVER DR, NEW BERN, NC 28560-3039
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 WEDGEWOOD DR, TRENT WOODS, NC 28562

Mortgage

Document Number03872/1037
DateMar 13, 2026
Book Page3872/1037
Instrument10153489
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressPO BOX 11757, COLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2031
Change Frequency6 Months
Min Rate At Change4.22%
Max Rate At Change8.22%
IndexOther
Margin3
Max Rate11.2%

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateAug 7, 2025
Property Address1704 RIVER DR, NEW BERN, NC 28560-3039
Document Number003847/507
Book / Page3847 / 507
Instrument DateJul 25, 2025
Instrument10144252
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 HAWTHORNE RD, TRENT WOODS, NC 28562-6710

Mortgage

Document Number0000020510
DateAug 7, 2025
Instrument20-/510
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Change FrequencyMonthly

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCRAVEN NC
Recording DateNov 29, 2017
Property Address1704 RIVER DR, NEW BERN, NC 28560-3039
Document Number3520/1604
Book / Page3520 / 1604
Instrument DateNov 28, 2017
Instrument10015829
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1706 RIVER DR, NEW BERN, NC 28560-3039

Tax Assessment & Valuation

The 2026 property tax bill for 1704 River Dr was $2,133, up 3.6% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,133.00 (+3.59%)$246,750 (-) Land $246,750$246,750 (-) Land $246,750
2025$2,059.00$246,750 Land $246,750$246,750 Land $246,750
2023$2,035.00 (+74.38%)$246,750 (+120.31%) Land $246,750$246,750 Land $246,750
2022$1,167.00$112,000 Land $112,000
2018$112,000 Land $112,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1704 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 161 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies161 in force
Nearby Flood Claims146 (1982–2024)
Claims Outside the SFHA20 of 146
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Florence, Sep 2018 · 70 claims
  • Hurricane Irene, Aug 2011 · 21 claims
  • Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on River Dr

Nearby Streets

Search Property Records by Address or Parcel Number