1704 Ridgeview Circle Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 1704 Ridgeview Circle Dr, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,972 sqft · built 1994
Lot Size	0.045 acres (1,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,400 (Feb 2024)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Feb 2024 Assignment + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23P-22-0987`

Property Details

APN / Parcel Number

Primary APN	`23P-22-0987`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	977 sqft
Basement Area	18 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,973 sqft (0.045 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	45 sqft
Deck Area	128 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1704 RIDGEVIEW CIRCLE DR
City	BALLWIN
State	MO
Zip	63021-7808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	RIDGEVIEW PLACE CONDOMINIUM PLAT TWENTY NINE BLDG 4 UNIT 4-1704 0.64275% IN COMMON ELEMENTS (11395 1578)
Legal Subdivision	RIDGEVIEW PLACE CONDOMINIUM PLAT TWENTY
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1704 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAT BRANCH HOME LOANS INC
Feb 7, 2024	Assignment of Sublease, Transfer · Conventional Mortgage LUTHERAN CHURCH EXTENSION FUND MO
Sep 27, 2020	Deed of Trust, Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on Record
Deed Sale	Feb 7, 2024 · Amount on Record
Prior Sale	Oct 24, 2017
Deed Document Number	202427357
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1704 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7808
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12535 NORTHWINDS DR, SAINT LOUIS, MO 63146-4503

Mortgage

Document Number	2023091800141
Date	Sep 18, 2023
Instrument	2023091800141

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 15, 2024

February 2024: Assignment of Sublease, Transfer

Document Type	Assignment of Sublease
Jurisdiction	ST LOUIS MO
Recording Date	Feb 7, 2024
Property Address	1704 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7808
Document Number	2024020700357
Map Reference	MB 328 PG 47
Instrument Date	Jan 29, 2024
Instrument	2024020700357
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	USTC, UST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 TAFEL CT, FORT MYERS, FL 33912-2079

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7808

Mortgage

Document Number	2024020700358
Date	Feb 7, 2024
Instrument	2024020700358

Lender

Name	LUTHERAN CHURCH EXTENSION FUND MO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1704 RIDGEVIEW CIRCLE DR, BALLWIN, MO 63021-7808
Document Number	0243722771
Instrument Date	Sep 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1704 RIDGEVIEW CIRCLE DR BALLWIN MO 630217808, BALLWIN, MO 63021-7808

Mortgage

Document Number	0243722771
Date	Oct 12, 2020
Book Page	024372/002771
Instrument	400

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,800 (-) Land $21,740 Building $49,060	$372,600 (-) Land $114,400 Building $258,200
2025	$4,346.00 (+12.56%)	$70,800 (+19.21%) Land $21,740 Building $49,060	$372,600 (+19.19%) Land $114,400 Building $258,200
2024	$3,861.00 (-0.9%)
2023	$3,896.00 (+10.59%)	$59,390 (+19.81%) Land $13,490 Building $45,900	$312,600 (+19.82%) Land $71,000 Building $241,600
2022	$3,523.00	$49,570 Land $12,370 Building $37,200
2021			$260,900 Land $65,100 Building $195,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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