1704 Pine St, McHenry, IL 60051 Property Records

McHenry County property record for 1704 Pine St, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,335 sqft · built 2000
Lot Size	0.58 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Feb 2013)
Tax Bill	$4,890 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-234-020`

Property Details

APN / Parcel Number

Primary APN	`09-26-234-020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,335 sqft Living Area
1st Floor Area	696 sqft
Basement Area	736 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,307 sqft (0.58 acres)
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1704 PINE ST
City	MCHENRY
State	IL
Zip	60051-7909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2013R0010794 UNIT 1704 TIMBER TRAILS CONDOS OF MCHENRY 24TH SUPPL (PT NT PT LT 6 THE OAKS OF MCHENRY TOWNHOMES PHASE 2)
Legal Subdivision	TIMBER TRAILS CONDOS
Legal Phase	2
Legal Lot Number	6
Legal Unit	1704
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870604

Owner

Source: McHenry County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1704 PINE ST, MCHENRY, IL 60051-7909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CREDIT UNION
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2013 · Amount on Record
Deed Sale	Feb 27, 2013 · Amount on Record
Prior Sale	Jul 1, 2011 · Amount on Record
Deed Document Number	201310794
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 29, 2026
Property Address	1704 PINE ST, MCHENRY, IL 60051-7909
Document Number	0000028632
Instrument Date	Sep 21, 2026
Instrument	202628632
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1704 PINE ST, MCHENRY, IL 60051-7909

Mortgage

Document Number	0000028632,
Date	Sep 29, 2026
Instrument	202628632

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1704 PINE ST, MCHENRY, IL 60051-7909
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000065
Date	Jan 2, 2024
Instrument	2024R0000065

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,890.00	$65,813 (+20.31%) Land $12,990 Building $52,823	$197,439 (+20.31%) Land $38,970 Building $158,469
2022	Homeowner's exemption	$54,701 Land $10,797 Building $43,904	$164,103 Land $32,391 Building $131,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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