1704 Oneida St, Joliet, IL 60435 Property Records

Will County property record for 1704 Oneida St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,414 sqft · built 1981
Lot Size	0.1 acres (4,186 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Sep 2017)
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-07-408-017`

Property Details

APN / Parcel Number

Primary APN	`30-07-07-408-017`
Alternative APN	`07074080170000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	707 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,186 sqft (0.1 acres)
Lot Dimensions	114 ft deep x 43 ft wide
Garage Area	387 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1704 ONEIDA ST
City	JOLIET
State	IL
Zip	60435-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 (EX THE E 21 FT THRF) THE E 1.83 FT OF LOT 38 IN LOUISA DAWN ACRES UNIT #2, A SUB OF PRT OF THE SE1/4 OF SEC 7, T35N-
Legal Range	10E
Legal Township	35N
Legal Section	07
Legal Subdivision	LOUISA DAWN ACRES
Legal Lot Number	37
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2007
Census Tract	882801

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 ONEIDA ST, JOLIET, IL 60435-6731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 19, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Mar 13, 2014 · Amount on Record
Deed Document Number	201773287
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1704 ONEIDA ST, JOLIET, IL 60435-6731
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047769
Date	Apr 28, 2021
Instrument	R2021047769

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 19, 2017
Property Address	1704 ONEIDA ST, JOLIET, IL 60435-6731
Document Number	0000073287
Instrument Date	Aug 24, 2017
Instrument	73287
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 CONCORD AVE ROMEOVILLE IL 604461316, ROMEOVILLE, IL 60446-1316

Mortgage

Document Number	73288
Date	Sep 19, 2017
Instrument	73288

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,569.00 (+18.54%)	$77,350 (+9.3%) Land $11,881 Building $65,469	$232,050 (+9.3%) Land $35,643 Building $196,407
2024		$70,768 (+24.43%) Land $10,870 Building $59,898	$212,304 (+24.43%) Land $32,610 Building $179,694
2022	$4,698.00 Homeowner's exemption	$56,876 Land $8,736 Building $48,140	$170,628 Land $26,208 Building $144,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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