1704 NE Cliff Dr, Bend, OR 97701 Property Records

Deschutes County property record for 1704 NE Cliff Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 1977
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$767,000 (Jul 2023)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171227-CD-01200`

Property Details

APN / Parcel Number

Primary APN	`171227-CD-01200`
Alternative APNs	`R1001171227CD01200` `100344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	1,977 sqft
Basement Area	224 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	506 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	662 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	100344
Street Address	1704 NE CLIFF DR
City	BEND
State	OR
Zip	97701-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	EDGECLIFF BLOCK 1 LOT 7
Legal Range	12
Legal Township	17
Legal Section	27
Legal Subdivision	EDGECLIFF
Legal Block	1
Legal Lot Number	7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1009
Census Tract	1702

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 NE CLIFF DR, BEND, OR 97701-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit ONPOINT CMNTY CU
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jun 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	202318718
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0000024921
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 31, 2023
Property Address	1704 NE CLIFF DR, BEND, OR 97701-6102
Document Number	0000018718
Map Reference	CAB B PG 165
Instrument Date	Jul 28, 2023
Instrument	2023-18718
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 NE CLIFF DR, BEND, OR 97701-6102

Mortgage

Document Number	0000018719
Date	Jul 31, 2023
Instrument	2023-18719

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1704 NE CLIFF DR, BEND, OR 97701-6102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051503
Date	Dec 30, 2019
Instrument	2019-51503

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1704 NE CLIFF DR, BEND, OR 97701-6102
Document Number	0000035858
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	LEX/FIDELITY NATIONAL TITLE COMPANY, LEX/FIDELITY NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 E GREEN RIDGE AVE SISTERS OR 977595016, SISTERS, OR 97759-5016

Mortgage

Document Number	0000035858
Date	Sep 24, 2019
Instrument	35858

Lender

Name	ONPOINT CMNTY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 31, 2018
Property Address	1704 NE CLIFF DR, BEND, OR 97701-6102
Document Number	0000031154
Map Reference	CAB B PG165
Instrument Date	Jul 23, 2018
Instrument	2018-31154
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2081, SANTA ROSA, CA 95405-0081

Mortgage

Document Number	0000031155
Date	Jul 31, 2018
Instrument	2018-31155

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 18, 2018
Property Address	1704 NE CLIFF DR, BEND, OR 97701-6102
Document Number	0000024921
Instrument Date	Jun 12, 2018
Instrument	24921
Transaction Type	Transfer
Record Updated	Jul 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 LINCOLN ST HOOD RIVER OR 970311138, HOOD RIVER, OR 97031-1138

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00 (+3.93%)	$308,410 (+3%)	$734,940 (+0.65%) Land $258,960 Building $475,980
2024	$5,013.00 (+7.88%)	$299,430 (+3%)	$730,230 (-) Land $258,960 Building $471,270
2023	$4,647.00 (+3.96%)	$290,710 (+6.09%)	$730,230 (+30.23%) Land $258,960 Building $471,270
2022	$4,470.00	$274,030	$560,720 Land $203,700 Building $357,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon, Webformix.

Nearby Properties on NE Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures