1704 N Troy St, Chicago, IL 60647 Property Records

Cook County property record for 1704 N Troy St, Chicago, IL 60647

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,115 sqft · built 1892
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$532,500 (Jun 2018)
Tax Bill	$10,015 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-36-316-045`

Property Details

APN / Parcel Number

Primary APN	`13-36-316-045`
Alternative APN	`13-36-316-045-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,115 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,500 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1704 N TROY ST
City	CHICAGO
State	IL
Zip	60647-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF BLKS1-4 IN JOHNSTON & COXS SUB OF SW SW SEC 36-40-13
Legal Range	13E
Legal Township	40N
Legal Section	36
Legal Subdivision	COXS SUB
Legal Block	1-4
Legal Lot Number	22
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1017
Census Tract	230100

Owner

1704 N Troy St is owned and occupied by an individual who bought it in June 2018.

Source: Cook County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1704 N TROY ST, CHICAGO, IL 60647-5019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST SVGS BK
Jun 21, 2018	Warranty Deed, Transfer · Conventional with PMI FLAGSTAR BK
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Mar 2, 2016 · Amount on File
Deed Document Number	201813006
Prior Transfer Date	Apr 3, 1995
Prior Transfer Doc	0000000948
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1704 N TROY ST, CHICAGO, IL 60647-5019
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004220403
Date	Feb 11, 2021
Instrument	2104220403

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1704 N TROY ST, CHICAGO, IL 60647-5019
Document Number	2016155019
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1704 N TROY ST CHICAGO IL 606475019, CHICAGO, IL 60647-5019

Mortgage

Document Number	2016155019
Date	Jun 9, 2020
Instrument	16155019

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 21, 2018
Property Address	1704 N TROY ST, CHICAGO, IL 60647-5019
Document Number	1817213006
Instrument Date	Jun 13, 2018
Instrument	17213006
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 W HUBBARD ST CHICAGO IL 606545742, CHICAGO, IL 60654-5742

Mortgage

Document Number	1817213007
Date	Jun 21, 2018
Instrument	17213007

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1704 N TROY ST, CHICAGO, IL 60647-5019
Document Number	1801646312
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 N TROY ST CHICAGO IL 606475019, CHICAGO, IL 60647-5019

Mortgage

Document Number	1801646312
Date	Jan 16, 2018
Instrument	1646312

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,000 Land $14,000 Building $39,000	$530,000 Land $140,000 Building $390,000
2024	$10,015.00 (+14.35%)
2023	$8,758.00 (-3.79%)
2022	$9,103.00 Homeowner's exemption	$47,680 Land $11,250 Building $36,430	$476,800 Land $112,500 Building $364,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1704 N Troy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1704 N Troy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile, Verizon, Zentro.

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