1704 Monroe St, Covington, KY 41014 Property Records

Kenton County property record for 1704 Monroe St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1953
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$126,900 (Apr 2020)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-05-031.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-05-031.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,675 sqft Finished Area
Gross Area	1,788 sqft

Exterior

Year Built	Built 1953
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0551205031.00
Street Address	1704 MONROE ST
City	COVINGTON
State	KY
Zip	41014-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK LOT 17-18
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	1ST
Legal Lot Number	17-18 18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4013
Census Tract	65000

Owner

Source: Kenton County records · APN 055-12-05-031.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1704 MONROE ST, COVINGTON, KY 41014-1042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Dec 11, 2019	Quit Claim Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Jul 16, 2019	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Dec 11, 2019
Deed Document Number	0000016951
Deed Book / Page	16 / 951
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 15, 2020
Property Address	1704 MONROE ST, COVINGTON, KY 41014-1042
Document Number	0000000140
Book / Page	000016 / 000951
Instrument Date	Mar 31, 2020
Instrument	140
Transaction Type	Transfer
Record Updated	Dec 07, 2020
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 MONROE ST COVINGTON KY 410141042, COVINGTON, KY 41014-1042

Mortgage

Document Number	141
Date	Apr 15, 2020
Book Page	000M32/000876
Instrument	141

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Mortgage

Document Number	142,
Date	Apr 15, 2020
Book Page	000M32/000890
Instrument	142

Lender

Name	GUARANTEED RATE
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 14, 2030

Interest

Rate	12%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 11, 2019
Property Address	1704 MONROE ST, COVINGTON, KY 41014-1042
Document Number	0000000064
Book / Page	0C6825 / 000177
Instrument Date	Dec 09, 2019
Instrument	64
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 16, 2019
Property Address	1704 MONROE ST, COVINGTON, KY 41014-1042
Document Number	0000000154
Book / Page	0C6705 / 000119
Instrument Date	Jul 12, 2019
Instrument	154
Transaction Type	Transfer
Record Updated	Aug 02, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,681.00 (-0.53%)	$126,900 (-) Land $5,000 Building $121,900	$126,900 (-) Land $5,000 Building $121,900
2023	$1,690.00	$126,900 Land $5,000 Building $121,900	$126,900 Land $5,000 Building $121,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170650004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 956 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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