1704 Loft Way, Silver Spring, MD 20904 Property Records

Montgomery County property record for 1704 Loft Way, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,247 sqft · built 1985
Lot Size	0.235 acres (10,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Aug 2021)
Tax Bill	$7,400 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02059530`

Property Details

APN / Parcel Number

Primary APN	`05-02059530`
Alternative APN	`02059530`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,247 sqft Living Area
Gross Area	3,667 sqft
1st Floor Area	1,185 sqft
Basement Area	885 sqft
Finished Basement	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,233 sqft (0.235 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02059530
Street Address	1704 LOFT WAY
City	SILVER SPRING
State	MD
Zip	20904-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	ROLLING ACRES SEC 3
Legal Subdivision	ROLLING ACRES
Legal Block	2
Legal Lot Number	114
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4002
Census Tract	701414

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1704 LOFT WAY, SILVER SPRING, MD 20904-6647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	May 14, 2002
Deed Book / Page	63737 / 98
Transfer Doc	0211040038
Record Updated	Sep 20, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 13, 2021
Property Address	1704 LOFT WAY, SILVER SPRING, MD 20904-6647
Document Number	0637370098
Book / Page	63737 / 98
Map Reference	MB 113 PL 13326
Instrument Date	Jul 20, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 LOFT WAY, SILVER SPRING, MD 20904-6647

Mortgage

Document Number	63737106
Date	Aug 13, 2021
Instrument	63737/106

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1704 LOFT WAY, SILVER SPRING, MD 20904-6647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0565580429
Date	Sep 5, 2018
Book Page	56558/429

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,700 (+8.9%) Land $208,300 Building $495,400	$703,700 (-) Land $208,300 Building $495,400
2025	$7,400.00 (+0.23%)	$646,167 (+21.67%)	$703,700 (+32.5%) Land $208,300 Building $495,400
2024	$7,383.00 (+37.46%)
2023		$531,100 Land $208,300 Building $322,800	$531,100 Land $208,300 Building $322,800
2022	$5,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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