1704 Kiva Rd, Silver Spring, MD 20905 Property Records

Montgomery County property record for 1704 Kiva Rd, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,756 sqft · built 1974
Lot Size	0.357 acres (15,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,500 (Nov 2002)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00382867`

Property Details

APN / Parcel Number

Primary APN	`05-00382867`
Alternative APN	`00382867`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,756 sqft Living Area
1st Floor Area	1,734 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,533 sqft (0.357 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00382867
Street Address	1704 KIVA RD
City	SILVER SPRING
State	MD
Zip	20905-5549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Block	A
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4001
Census Tract	701415

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1704 KIVA RD, SILVER SPRING, MD 20905-5549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage FEDFINANCIAL FCU
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2019	Deed of Trust, Mortgage FEDFINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2002 · Amount on Record
Deed Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	2002256219
Deed Book / Page	22333 / 539
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1704 KIVA RD, SILVER SPRING, MD 20905-5549
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0655340143
Date	Apr 5, 2022
Book Page	65534/143

Lender

Name	FEDFINANCIAL FCU
Type	Credit Union
Address	SILVER SPRING, MD 20901

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Mar 31, 2029

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1704 KIVA RD, SILVER SPRING, MD 20905-5549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0548040293
Date	Aug 31, 2017
Book Page	54804/293

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1704 KIVA RD, SILVER SPRING, MD 20905-5549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0579230029
Date	Jul 26, 2019
Book Page	57923/029

Lender

Name	FEDFINANCIAL FCU
Type	Credit Union
Address	SILVER SPRING, MD 20901

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jul 17, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,700 (+8.19%) Land $246,400 Building $331,300	$577,700 (-) Land $246,400 Building $331,300
2025	$6,681.00 (+45.14%)	$533,967 (+19.59%)	$577,700 (+29.38%) Land $246,400 Building $331,300
2023		$446,500 Land $246,400 Building $200,100	$446,500 Land $246,400 Building $200,100
2022	$4,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kiva Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures