1704 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1704 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 700 sqft · built 1899
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2023)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-09-040.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-09-040.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	700 sqft Finished Area
Gross Area	736 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1704 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK LOT 96
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	1ST
Legal Lot Number	96
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4012
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 JEFFERSON AVE, COVINGTON, KY 41014-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 21, 2023	Warranty Deed, Transfer NOT AVAILABLE, NORTHWEST TTL FAM OF CO INC
May 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	202368
Deed Book / Page	262 / 717
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 22, 2023
Property Address	1704 JEFFERSON AVE, COVINGTON, KY 41014-1034
Document Number	0005900068
Book / Page	KC 262 / 717
Map Reference	PG 302
Instrument Date	Dec 21, 2023
Instrument	23122205900068
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1056 MAPLE AVE, FLORENCE, KY 41042-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 JEFFERSON AVE, COVINGTON, KY 41014-1034

Mortgage

Document Number	0005900069
Date	Dec 22, 2023
Instrument	23122205900069

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 21, 2023
Property Address	1704 JEFFERSON AVE, COVINGTON, KY 41014-1034
Document Number	0005900165
Book / Page	KC 242 / 652
Map Reference	PG 302
Instrument Date	Aug 17, 2023
Instrument	23082105900165
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	NOT AVAILABLE, NORTHWEST TTL FAM OF CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1470 DIXIE HWYC, PARK HILLS, KY 41011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 MAPLE AVE, FLORENCE, KY 41042-1222

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 11, 2023
Property Address	1704 JEFFERSON AVE, COVINGTON, KY 41014-1034
Document Number	0005900008
Book / Page	KC 226 / 69
Map Reference	PG 302
Instrument Date	Apr 26, 2023
Instrument	23051105900008
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1704 JEFFERSON AVE, COVINGTON, KY 41014-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 JEFFERSON AVE, COVINGTON, KY 41014-1034
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,000 (-) Land $10,000 Building $170,000	$180,000 (-) Land $10,000 Building $170,000
2025	$2,385.00 (+67.25%)	$180,000 (+68.07%) Land $5,000 Building $175,000	$180,000 (+68.07%) Land $5,000 Building $175,000
2023	$1,426.00 (+0.85%)	$107,100 (-) Land $5,000 Building $102,100	$107,100 (-) Land $5,000 Building $102,100
2022	$1,414.00	$107,100 Land $5,000 Building $102,100	$107,100 Land $5,000 Building $102,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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