1704 Hempstead Dr, Troy, MI 48083 Property Records

Oakland County property record for 1704 Hempstead Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,405 sqft · built 1967
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jan 2026)
Tax Bill$3,822 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-25-479-024

Property Details

APN / Parcel Number

Primary APN88-20-25-479-024

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,405 sqft Living Area
1st Floor Area1,405 sqft
Basement Area1,165 sqft
Unfinished Basement1,405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions155 ft deep x 60 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1704 HEMPSTEAD DR
CityTROY
StateMI
Zip48083-2631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 25 CARLSTON HEIGHTS SUB. LOT 25
Legal Range11E
Legal Township2N
Legal Section25
Legal SubdivisionCARLSTON HEIGHTS SUB
Legal Lot Number25
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1020
Census Tract197300

Owner

1704 Hempstead Dr is owned and occupied by an individual who bought it in January 2026.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address24241 KINGS POINTE, NOVI, MI 48375-2709
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2026Warranty Deed, Transfer · Conventional Mortgage
HFG HOLDINGS INC
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAIN STREET BANK
Mar 30, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2026 · Amount on File
Deed SaleJan 7, 2026 · Amount on File
Prior SaleMar 30, 2020 · Amount on File
Deed Document Number20263129
Deed Book / Page60855 / 263
Prior Transfer DateApr 1, 2014
Prior Transfer Doc0000053431
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 7, 2026
Property Address1704 HEMPSTEAD DR, TROY, MI 48083-2631
Document Number20260003129
Book / Page60855 / 263
Map ReferenceLB 115 PG 5
Instrument DateDec 30, 2025
Instrument20260003129
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,062.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1704 HEMPSTEAD DR, TROY, MI 48083-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address24241 KINGS POINTE, NOVI, MI 48375-2709

Mortgage

Document Number0060855266
DateJan 7, 2026
Instrument60855/266
Lender
NameHFG HOLDINGS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1704 HEMPSTEAD DR, TROY, MI 48083-2631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054781
DateMar 23, 2020
Book Page53976/571
Instrument54781
Lender
NameMAIN STREET BANK
TypeBank
AddressFRANKLIN, MI 48025
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateApr 1, 2027
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change10.3%
Index1-Year CMT
Max Rate10.3%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 30, 2020
Property Address1704 HEMPSTEAD DR, TROY, MI 48083-2631
Document Number0000058548
Book / Page54005 / 358
Map ReferenceLB 115 PG 5
Instrument DateMar 13, 2020
Instrument58548
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
Tax$1,960.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1704 HEMPSTEAD DR, 1704, TROY, MI 48083-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address24241 KINGS POINTE, NOVI, MI 48375-2709

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Hempstead Dr was $3,822 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,822.00
2023$198,860
2022$3,499.00$99,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1704 Hempstead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Hempstead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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