1704 Harbourside Dr, New Bern, NC 28560 Property Records

Craven County property record for 1704 Harbourside Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1991
Lot Size	0.415 acres (18,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2022)
Tax Bill	$1,121 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`2-029-G-061`

Property Details

APN / Parcel Number

Primary APN	`2-029-G-061`
Alternative APNs	`102811` `100822`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,082 sqft (0.415 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	100822
Street Address	1704 HARBOURSIDE DR
City	NEW BERN
State	NC
Zip	28560-7273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN 1/2 LOT 60 AND ALL OF LOT 61 THE HAMPTONS
Legal Subdivision	FAIRFIELD HARBOUR
Legal Lot Number	60
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 BRADFORD CIR, CLAYTON, NC 27527-6679
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 26, 2021	Warranty Deed, Transfer
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jun 6, 2014
Deed Document Number	202210094761
Deed Book / Page	3720 / 228
Prior Transfer Date	Jan 24, 2012
Prior Transfer Doc	3059/0131
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 6, 2022
Property Address	1704 HARBOURSIDE DR, NEW BERN, NC 28560-7273
Document Number	003720/228
Book / Page	3720 / 228
Map Reference	CAB I SL 159C
Instrument Date	Mar 24, 2022
Instrument	10094761
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, POLLOCKSVILLE, NC 28573-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 BRADFORD CIR, CLAYTON, NC 27527-6679

Mortgage

Document Number	0003720231
Date	Apr 6, 2022
Instrument	3720/231

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 26, 2021
Property Address	1704 HARBOURSIDE DR, NEW BERN, NC 28560-7273
Document Number	3650/2109
Book / Page	3650 / 2109
Map Reference	CAB I SL 159-C
Instrument Date	Jan 6, 2021
Instrument	10068585
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 HARBOURSIDE DR, NEW BERN, NC 28560-7273

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1704 HARBOURSIDE DR, NEW BERN, NC 28560-7273
Transaction Type	Mortgage
Record Updated	Dec 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0035220098
Date	Dec 13, 2017
Book Page	3522/0098

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,121.00	$217,630 (-) Land $40,000 Building $177,630	$217,630 (-) Land $40,000 Building $177,630
2025		$217,630 (-) Land $40,000 Building $177,630	$217,630 (-) Land $40,000 Building $177,630
2024	$1,121.00 (+1.08%)
2023	$1,109.00 (+27.47%)	$217,630 (+63.78%) Land $40,000 Building $177,630	$217,630 (+63.78%) Land $40,000 Building $177,630
2022	$870.00	$132,880 Land $18,130 Building $114,750
2018			$132,880 Land $18,130 Building $114,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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