1704 Elm St, Granger, IA 50109 Property Records

Dallas County property record for 1704 Elm St, Granger, IA 50109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1968
Lot Size0.382 acres (16,625 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Sep 2026)
Tax Bill$4,002 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-01-379-009

Property Details

APN / Parcel Number

Primary APN08-01-379-009
Alternative APNs
  • 000000801379009
  • 580000801379009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,808 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,625 sqft (0.382 acres)
Lot Dimensions175 ft deep x 95 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area108 sqft
Patio Area588 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Account Number580000801379009
Street Address1704 ELM ST
CityGRANGER
StateIA
Zip50109-9638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFINESTEAD & ROTH 3RD ADD LOT 8
Legal Range26W
Legal Township80N
Legal Section01
Legal SubdivisionFINESTEAD & ROTH 3RD ADDITION
Legal Tract2021-30979
Legal Lot Number8
JurisdictionDALLAS IA
Township / Civil DivisionGRANT
Census Block Group1
Census Block1050
Census Tract50100

Owner

1704 Elm St is owned and occupied by an individual who bought it in September 2026.

Source: Dallas County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address1704 ELM ST, GRANGER, IA 50109-9638
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer · Conventional Mortgage
BANKERS TRUST COMPANY
Dec 1, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COLLINS COMMUNITY CU
Oct 20, 2021Warranty Deed, Transfer · Conventional Mortgage
BANKERS TRUST COMPANY NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2026 · Amount on File
Deed SaleSep 2, 2026 · Amount on File
Prior SaleOct 20, 2021 · Amount on File
Deed Document Number202615756
Deed Book / Page2026 / 15756
Prior Transfer DateJun 16, 2009
Prior Transfer Doc0000010417
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS IA
Recording DateSep 2, 2026
Property Address1704 ELM ST, GRANGER, IA 50109-9638
Document Number0000015756
Book / Page2026 / 15756
Instrument DateAug 31, 2026
Instrument202615756
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37,087.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1704 ELM ST, GRANGER, IA 50109-9638

Mortgage

Document Number0000015757,
DateSep 2, 2026
Instrument202615757
Lender
NameBANKERS TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS IA
Property Address1704 ELM ST, GRANGER, IA 50109-9638
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 0202135061
DateDec 1, 2021
Book Page2021/35061
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueDec 1, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS IA
Recording DateOct 20, 2021
Property Address1704 ELM ST, GRANGER, IA 50109-9638
Document Number0202130979
Book / Page2021 / 30979
Instrument DateOct 18, 2021
Transaction TypeTransfer
Record UpdatedNov 1, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1704 ELM ST, GRANGER, IA 50109-9638

Mortgage

Document Number0202130981
DateOct 20, 2021
Instrument2021-30981
Lender
NameBANKERS TRUST COMPANY NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Elm St was $4,002.

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDallas County
MunicipalityGranger City
Unified School DistrictWoodward-Granger Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,002.00$240,250 Land $62,130 Building $178,120$240,250 Land $62,130 Building $178,120
2024$4,002.00
2023$214,380 Land $46,600 Building $167,780$214,380 Land $46,600 Building $167,780
2022$3,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1704 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRANGER MUNI WATER SUPPLY
serves 1,654 people · EPA ID IA2537001
Water SourceGroundwater
Last State InspectionMay 2024
Also Mapped HereXENIA RWD (DES MOINES)
LeadUnder 1 ppb (2024)
action level 15 ppb
Copper1.4 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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