1704 E Ridge Ave, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1704 E Ridge Ave, Chattanooga, TN 37412

Property Summary

Property Type	Duplex
Details	4 ba · 2,178 sqft · built 1972
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Sep 2021)
Tax Bill	$1,018 (2025)
Deeds & Mortgages	Feb 2026 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169I B 002`

Property Details

APN / Parcel Number

Primary APN	`169I B 002`
Alternative APN	`0000114413`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,178 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000114413
Old Parcel Number	169I B002
Street Address	1704 E RIDGE AVE
City	CHATTANOOGA
State	TN
Zip	37412-2460
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LT 27 BLK B EALY EST ADDN PB14 PG74
Legal Subdivision	EALY ESTATE
Legal Block	B
Legal Lot Number	27
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4007
Census Tract	11800

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 E RIDGE AVE, CHATTANOOGA, TN 37412-2460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer FOOTHILLS TITLE SERVICES INC
Sep 20, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Nov 15, 2013
Deed Document Number	2021092000234
Deed Book / Page	12657 / 233
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 27, 2026
Property Address	1704 E RIDGE AVE, CHATTANOOGA, TN 37412-2460
Document Number	0000000049
Book / Page	14209 / 791
Map Reference	MB 9 PG 20
Instrument Date	Feb 26, 2026
Instrument	2026022700049
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725
Mail Care Of	UNION HOME MORTGAGE CORP

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 20, 2021
Property Address	1704 E RIDGE AVE, CHATTANOOGA, TN 37412-2460
Document Number	0000000234
Book / Page	12657 / 233
Map Reference	MB 14 PG 74
Instrument Date	Sep 14, 2021
Instrument	2021092000234
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 E RIDGE AVE, CHATTANOOGA, TN 37412-2460

Mortgage

Document Number	0012657235
Date	Sep 20, 2021
Instrument	12657/235

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,018.00 (+53.08%)	$67,200 (+125.88%)	$268,800 (+125.88%) Land $50,000 Building $218,800
2024	$665.00 (-36.42%)	$29,750 (-)	$119,000 (-) Land $35,000 Building $84,000
2023	$1,046.00 (-0.85%)	$29,750 (-)	$119,000 (-) Land $35,000 Building $84,000
2022	$1,055.00	$29,750	$119,000 Land $35,000 Building $84,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1994)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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