1704 E McMillan St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 1704 E McMillan St, Cincinnati, OH 45206

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,622 sqft · built 1911
Lot Size0.138 acres (6,011 sqft)
Owner2 Company Names on Record
Last Sale$635,000 (Jul 2026)
Tax Bill$11,518 (2025)
Deeds & MortgagesJul 2026 Transfer
Aug 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN064-0002-0037-00

Property Details

APN / Parcel Number

Primary APN064-0002-0037-00
Alternative APN
  • 0015114

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,622 sqft Living Area
Gross Area3,025 sqft
1st Floor Area903 sqft
2nd Floor Area873 sqft
AtticAttic
Attic Area396 sqft
Basement Area853 sqft
Finished Basement450 sqft
Unfinished Basement403 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions138 ft deep x 42 ft wide
Garage Area216 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area161 sqft
Deck AreaDeck Area
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1704 E MCMILLAN ST
CityCINCINNATI
StateOH
Zip45206-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description1704 MC MILLAN ST 42.32 X 138.82 LOT 2 JAS G COOPERS RESUB
Legal SubdivisionCOOPERS RESUB
Legal Lot Number2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1009
Census Tract4200

Owner

Source: Hamilton County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 9, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Prior SaleDec 27, 2024 · Amount on Record
Deed Document Number202655613
Deed Book / Page15704 / 2522
Prior Transfer DateJul 6, 2026
Prior Transfer Doc0000058051
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJul 17, 2026
Property Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112
Document Number0000058051
Book / Page15709 / 1854
Instrument DateJul 6, 2026
Instrument202658051
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112

Mortgage

Document Number0000078145
DateAug 11, 2022
Book Page14728/760
Instrument2022-0078145
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 9, 2022
Property Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112
Document Number0000086379
Book / Page14748 / 1514
Map ReferenceMB 19 PG 14
Instrument DateAug 29, 2022
Instrument2022-0086379
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyMATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,605.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112
InvestorPossibly a Property Investor

Mortgage

Document Number0000086380
DateSep 9, 2022
Instrument2022-0086380
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2037

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1704 E MCMILLAN ST, CINCINNATI, OH 45206-2112
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054832
DateMay 3, 2021
Book Page14409/2738
Instrument2021-0054832
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,518.00 (+3.14%)$187,250 (-) Land $17,633 Building $169,617$535,000 (-) Land $50,380 Building $484,620
2024$11,167.00 (-2.22%)$187,250 (-) Land $17,633 Building $169,617
2023$11,420.00 (+20.27%)$187,250 (+34.1%) Land $17,633 Building $169,617$535,000 (+34.11%) Land $50,380 Building $484,620
2022$9,495.00 Homeowner's exemption$139,630 Land $15,341 Building $124,289
2020$398,940 Land $43,830 Building $355,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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