1704 Durango Dr, Lady Lake, FL 32159 Property Records

Sumter County property record for 1704 Durango Dr, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,968 sqft · built 1997
Lot Size	0.184 acres (8,004 sqft)
Owner	Trust Name on File
Last Sale	$396,500 (May 2021)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131823D13N073`

Property Details

APN / Parcel Number

Primary APN	`131823D13N073`
Alternative APNs	`D13N073` `1014509`

Interior

Building Area	1,968 sqft Living Area
Gross Area	2,647 sqft
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	8,004 sqft (0.184 acres)
Lot Dimensions	116 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	98 sqft
Porch	Slab
Porch Area	222 sqft

Location & Zoning

Street Address	1704 DURANGO DR
City	LADY LAKE
State	FL
Zip	32159-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 THE VILLAGES OF SUMTER UNIT NO. 14 PB 4 PGS 130-130D
Legal Range	23E
Legal Township	18S
Legal Section	13
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	73
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2011
Census Tract	911704

Owner

1704 Durango Dr is held in a trust since September 2026.

Source: Sumter County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	12990 230TH ST N, SCANDIA, MN 55073-9689
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
May 26, 2017	Warranty Deed, Transfer FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	202126625
Deed Book / Page	4002 / 94
Last Transfer Date	Sep 15, 2026
Transfer Doc	0000049308
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 29, 2026
Property Address	1704 DURANGO DR, LADY LAKE, FL 32159-9279
Document Number	0000049308
Book / Page	5235 / 28
Instrument Date	Sep 15, 2026
Instrument	202649308
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12990 230TH ST N, SCANDIA, MN 55073-9689

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 13, 2021
Property Address	1704 DURANGO DR, THE VILLAGES, FL 32159-9279
Document Number	0040020094
Book / Page	4002 / 94
Map Reference	MB 4 PG 130&130A-130
Instrument Date	Apr 23, 2021
Instrument	202160026625
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 ORTEGA WAY, 606, THE VILLAGES, FL 32159-9264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12990 230TH ST N, SCANDIA, MN 55073-9689

Mortgage

Document Number	400295
Date	May 13, 2021
Instrument	4002/95

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 26, 2017
Property Address	1704 DURANGO DR, THE VILLAGES, FL 32159-9279
Document Number	0032600647
Book / Page	003260 / 000647
Instrument Date	May 15, 2017
Instrument	60017773
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 OAKDALE ST WAREHAM MA 025711530, WAREHAM, MA 02571-1530

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Durango Dr was $4,754, up 0.3% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (+0.32%)	$396,760 Land $80,040 Building $316,720	$396,760 Land $80,040 Building $316,720
2024	$4,739.00 (+0.38%)
2023	$4,721.00 (+3.85%)	$404,610 (+4.52%) Land $80,040 Building $324,570	$404,610 (+4.52%) Land $80,040 Building $324,570
2022	$4,546.00	$387,100 Land $64,030 Building $323,070	$387,100 Land $64,030 Building $323,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Durango Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Durango Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

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