1704 Cobb Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1704 Cobb Rd, Baker, FL 32531

Property Summary

Property Type	Pasture
Details	3 bd · 2 ba · 1,584 sqft · built 1988
Lot Size	26.5 acres (1,156,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Jun 2025)
Tax Bill	$152 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1334-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1334-7`
Alternative APNs	`28-4N-24-0000-0003-0010` `24N428000000030010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	1,156,954 sqft (26.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1704 COBB RD
City	BAKER
State	FL
Zip	32531-8136
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	E3/4 OF NE1/4 OF NW1/4 LESS .15AC SLIVER CONVEYED AS PER OR 3583-3309 AND LESS COM SW COR OF NE1/4 OF NW1/4 E 298.83FT TO POB N 1012.6FT N 57 DEG E 85.07FT N 8 DEG W 260.52FT E 67.02FT S 1317.33FT W 94.61FT TO POB
Legal Range	24W
Legal Township	04N
Legal Section	28
Legal Block	3
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2009
Census Tract	20102

Owner

Source: Okaloosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1668 COBB RD, BAKER, FL 32531-8136
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Seller Carry-Back THOMAS JEFFREY BARROW ETAL
Nov 29, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	20253760028
Prior Transfer Date	Nov 18, 2024
Prior Transfer Doc	0003726026
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 15, 2022
Property Address	1704 COBB RD, BAKER, FL 32531-8136
Document Number	0036424047
Book / Page	3642 / 4047
Instrument Date	Sep 8, 2022
Instrument	3578659
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 67, BAKER, FL 32531-0067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 COBB RD, BAKER, FL 32531-8137

Mortgage

Document Number	0036424050
Date	Sep 15, 2022
Instrument	3642/4050

Lender

Name	THOMAS JEFFREY BARROW ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2037

November 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 29, 2021
Property Address	1704 COBB RD, BAKER, FL 32531-8136
Document Number	0035893706
Book / Page	3589 / 3706
Instrument Date	Nov 9, 2021
Instrument	3508505
Transaction Type	Construction Loan
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 RICHMOND AVE STE 400, 400, HOUSTON, TX 77042-4546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 SYKESVILLE RD, WESTMINSTER, MD 21157-7314
Investor	Possibly a Property Investor

Mortgage

Document Number	0035893709
Date	Nov 29, 2021
Instrument	3589/3709

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$152.00 (-90.88%)	$8,366 (-94.85%)	$99,600 (-38.68%) Land $99,600
2023	$1,667.00 (+196.09%)	$162,423 (+244.35%) Land $129,817 Building $32,606	$162,423 (+11.89%) Land $129,817 Building $32,606
2022	$563.00	$47,168 Land $18,947 Building $28,221	$145,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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